CRSC CALCULATOR

RonG

Staff Member
PEB Forum Veteran
Registered Member
Can I please have a copy also [email protected]
Hello,

You might already know this, but you replied to a post from 2013 (6 years ago).

I would be happy to provide an estimate.


All of the following is needed for an estimate:
  1. High three average base pay OR gross retired pay on DFAS RAS (indicate which is provided) Example: 3500 from DFAS RAS
  2. Precise number of active duty or active duty equivalent years and months. Example: 9 years and 3 months
  3. DoD Disability percentage Example: 60% DoD
  4. VA percentage; the amount; and number of dependents by category Example: 100%; 3400; spouse and 3 children under 18
  5. Approved CRSC rate OR expected CRSC rate Example: 80% approved CRSC
  6. Indicate if any of the following apply: have 20 good years for reserve retirement OR received REDUX Example: have 20 good years for reserve retirement.
Ron
p.s.
It is not a good idea to put your email address on the Internet in the clear. Spam will surely follow.
I can remove it if you wish.
 

Burden1981

Registered Member
Can I please get an estimated number



All of the following is needed for an estimate:
  1. High three average $3042
  2. Precise number of active duty or active duty equivalent years and months. Example: 8 years and 1 months
  3. DoD Disability percentage Example: 60% DoD
  4. VA percentage; the amount; and number of dependents by category 80%; $2001; spouse and 3 children under 18
  5. Approved CRSC 60%
  6. Indicate if any of the following apply: have 20 good years for reserve retirement OR received REDUX Example: have 20 good years for reserve retirement.- NONE
 

RonG

Staff Member
PEB Forum Veteran
Registered Member
Can I please get an estimated number

All of the following is needed for an estimate:
  1. High three average $3042
  2. Precise number of active duty or active duty equivalent years and months. Example: 8 years and 1 months
  3. DoD Disability percentage Example: 60% DoD
  4. VA percentage; the amount; and number of dependents by category 80%; $2001; spouse and 3 children under 18
  5. Approved CRSC 60%
  6. Indicate if any of the following apply: have 20 good years for reserve retirement OR received REDUX Example: have 20 good years for reserve retirement.- NONE
Hello,
A. 3042 x 0.60 = 1825.20 Retired Pay; all waived due to 2001 VA compensation
B. 8.83 AD yrs x 0.025 = 22.08% multiplier
C. 3042 x 0.2208 = 671.67 dollar amount of longevity portion of retirement pay
D. 671.67 is less than 60% CRSC and it is the ceiling
E. Based on your info, your CRSC should be 671.67

Excellent job of presenting your info.

Ron
 

JustinH

Registered Member
Can Ron or someone competent provide a CRSC estimate:
  1. 3433 from DFAS RAS
  2. 14 yearsr, 9 months, 13 days
  3. 70% DoD
  4. VA percentage; 100%; 3057; 0 dependents
  5. 90% approved CRSC
  6. N/A
Thanks in advance, Justin
 

RonG

Staff Member
PEB Forum Veteran
Registered Member
Can Ron or someone competent provide a CRSC estimate:
  1. 3433 from DFAS RAS
  2. 14 yearsr, 9 months, 13 days
  3. 70% DoD
  4. VA percentage; 100%; 3057; 0 dependents
  5. 90% approved CRSC
  6. N/A
Thanks in advance, Justin
Hello Justin,

A. 3433/0.70 = ~4904 high three
B. 3433 gross retired pay minus 3057 VA compensation = 376 residual retired pay
C. 14.75 AD years x 0.25 = 36.88% multiplier
D. 4904 x 0.3688 = ~1809 dollar amount of longevity portion of retirement pay
E. CRSC @ 90% = ~1833
F. 1809 is the ceiling for your CRSC
G. 1809 minus 376 residual retired pay amount = 1433 CRSC payable
H. Amount received from DFAS each month: 1433 + 376 = 1809

Reference: DoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 63
630805
“Members retired for disability under 10 U.S.C., Chapter 61, with less than 20 years of creditable service computed under 10 U.S.C. § 1208, and who are qualified for CRSC, on or after January 1, 2013, will have the maximum CRSC payment restrictions. The CRSC payment amount, which when combined with any remaining retired pay after VA offset, will not exceed the amount that is equal to 21⁄2 percent of the member’s years of creditable service multiplied by the member’s retired pay base under 10 U.S.C. § 1406(b)(1) or 10 U.S.C. § 1407, whichever is applicable to the member.”


Ron
 

JustinH

Registered Member
Hello Justin,

A. 3433/0.70 = ~4904 high three
B. 3433 gross retired pay minus 3057 VA compensation = 376 residual retired pay
C. 14.75 AD years x 0.25 = 36.88% multiplier
D. 4904 x 0.3688 = ~1809 dollar amount of longevity portion of retirement pay
E. CRSC @ 90% = ~1833
F. 1809 is the ceiling for your CRSC
G. 1809 minus 376 residual retired pay amount = 1433 CRSC payable
H. Amount received from DFAS each month: 1433 + 376 = 1809

Reference: DoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 63
630805
“Members retired for disability under 10 U.S.C., Chapter 61, with less than 20 years of creditable service computed under 10 U.S.C. § 1208, and who are qualified for CRSC, on or after January 1, 2013, will have the maximum CRSC payment restrictions. The CRSC payment amount, which when combined with any remaining retired pay after VA offset, will not exceed the amount that is equal to 21⁄2 percent of the member’s years of creditable service multiplied by the member’s retired pay base under 10 U.S.C. § 1406(b)(1) or 10 U.S.C. § 1407, whichever is applicable to the member.”


Ron
Hi Ron,
Thank you for taking the time on this. I came up with a similar ceiling based on the 2004 CRSC amendment I was provided. Which has me confused as to why my 1st CRSC statement on DFAS 1MAY2019 is $267.13; start date 01DEC2016. Debts and garnishments are all $0. I’ve read the source info and performed calculations according to the scenarios. Back in dec 2018 my VSO was telling me I’d get “CRSC = taxes that would be with held from the taxable portion of the retirement” (something to that effect, which made no sense so I dove into the regs/law).

I just want to understand the disparity between my estimated amount (and now yours) and what they actually paid.

Thanks,
Justin
1Lt(Ret) ARNG OD
 

RonG

Staff Member
PEB Forum Veteran
Registered Member
Re: “DFAS 1MAY2019 is $267.13; start date 01DEC2016.”

You can request an audit by DFAS Retired Pay if you choose. I would not expect a manual computation from DFAS which could explain their computation more clearly. [added: see subsequent post regarding active duty equivalent vs. creditable service for base pay]

My figures were based on the data you provided; perhaps DFAS has different info.

No guarantees on the outcome, but you could send a letter of inquiry (request for explanation) or complaint (via Fax) to the Director, Retired Pay,

Defense Finance and Accounting Service
U.S. Military Retired Pay, Attn: Roland Wadge
8899 E 56th Street
Indianapolis IN 46249-1200

Fax
Retired Pay: 800-469-6559
(That is the only Fax number I have.)

Ron
Edited to add: The reason for the DFAS-computed figure: The multiplier for the dollar amount of longevity portion of retirement pay is based on active duty or active duty equivalent time. Creditable service for basic pay is not used.
 

RonG

Staff Member
PEB Forum Veteran
Registered Member
JustinH,

I used the info you provided in the open forum, but a few minutes ago I revisited the private message you sent to me.

Excerpt:
“2. Retirement orders state basic pay: 14 yr, 9month, 13days. per 4 combined DD214's = 3yr, 1m, 8d (federal active time aka title 10 orders); I don't know how to find my "points" easily but if required I will look.”

The reason for the DFAS-computed figure: The multiplier for the dollar amount of longevity portion of retirement pay is based on active duty or active duty equivalent time. Creditable service for basic pay is not used.

Example of a regular retirement computation (my own). I had 22.75 years active duty and due to another 2.0 years of inactive reserve time, my retired pay was based on:
22.75 years x 2.5% = 56.88%
NOT
24.75 years x 2.5% = 61.88%
Comment: I did not have any points to claim from the inactive service (or evidence from the 1960s).

Final pay was used at the time, so last base pay x 56.88 = Retired Pay in 1991
(Note: The last base pay factor was the “over 24 figure” if there was an increase at 24 years (e.g., E9 over 24)...I do not remember.)

If your active duty equivalent was 3-5 years (example), I can understand the difference in the computation.

Ron
 

JustinH

Registered Member
JustinH,

I used the info you provided in the open forum, but a few minutes ago I revisited the private message you sent to me.

Excerpt:
“2. Retirement orders state basic pay: 14 yr, 9month, 13days. per 4 combined DD214's = 3yr, 1m, 8d (federal active time aka title 10 orders); I don't know how to find my "points" easily but if required I will look.”

The reason for the DFAS-computed figure: The multiplier for the dollar amount of longevity portion of retirement pay is based on active duty or active duty equivalent time. Creditable service for basic pay is not used.

Example of a regular retirement computation (my own). I had 22.75 years active duty and due to another 2.0 years of inactive reserve time, my retired pay was based on:
22.75 years x 2.5% = 56.88%
NOT
24.75 years x 2.5% = 61.88%
Comment: I did not have any points to claim from the inactive service (or evidence from the 1960s).

Final pay was used at the time, so last base pay x 56.88 = Retired Pay in 1991
(Note: The last base pay factor was the “over 24 figure” if there was an increase at 24 years (e.g., E9 over 24)...I do not remember.)

If your active duty equivalent was 3-5 years (example), I can understand the difference in the computation.

Ron
Thanks. I have at least 1909 points based on a statement from March 29, 2016; I retired end of November 2016.
 

RonG

Staff Member
PEB Forum Veteran
Registered Member
The following is conjecture with several missing elements.

Re: “my 1st CRSC statement on DFAS 1MAY2019 is $267.13”

Inference: 267.13 + 376 is a certain percentage of 4904, high three base pay average

1. 643.13/4904 = 13.11%
2. 13.11/2.5 = 5.24 years active duty
3. 5.24 AD x 0.025 = 13.1 multiplier
4. 4904 x 0.131 = 642.42 longevity portion of retirement pay
5. 642.42 minus 376 residual retired pay = 266.42 CRSC
6. DFAS would pay 266.42 CRSC (within $1 of DFAS figure) plus 376 residual retired pay = 642.42 TOTAL

Earlier computation using 14.75 as AD.

A. 3433/0.70 = ~4904 high three
B. 3433 gross retired pay minus 3057 VA compensation = 376 residual retired pay
C. 14.75 AD years x 0.25 = 36.88% multiplier
D. 4904 x 0.3688 = ~1809 dollar amount of longevity portion of retirement pay
E. CRSC @ 90% = ~1833
F. 1809 is the ceiling for your CRSC
G. 1809 minus 376 residual retired pay amount = 1433 CRSC payable
H. Amount received from DFAS each month: 1433 + 376 = 1809

Ron
 
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