CRSC--Reserve 1SG

RonG

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Case.
From 1SG:

1. High three base pay average $5060.00
2. DoD disability 90%
3. Years of active duty, as I calculate it by dividing 5394 Total career points by 360 = 14.98 years
4. 100% VA $3076.00 monthly, no dependents
5. Expected 90% CRSC 80% minimum expectation
6. No other disability

Reply.
1. 5060 high three x 75% DoD disability (75% is max) = 3795 retired pay
2. 14.98 AD years x 2.5% = 37.45% longevity multiplier
3. 5060 x 0.3745 = 1894.97 longevity portion of retired pay
4. 3795 retired pay reduced by 3076 VA comp = 719 residual retired pay (left over retired pay)
5. 80% CRSC = $1,631.69 See note below.
6. ---Longevity retired pay: 1894.97 minus 719 residual retired pay = 1175.97 CRSC payable
----DFAS pays each month: 1175.97 CRSC + 719 residual retired pay = 1894.97

Note :For Reserve Component members with less than 20 years of service as determined under 10 U.S.C. § 12733, the CRSC amount when combined with the amount of retired pay payable to the retiree after reduction for the full VA disability compensation, if any, may not exceed the disability retired pay amount that is equal to 2½ percent times the years of creditable service determined under 10 U.S.C. § 12733 multiplied by the member's applicable retired pay base.
DoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 63; 630805. CRSC Payment Reduction for 10 U.S.C., Chapter 61 Disability Retirees

Ron
 

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Ron,

Quick question about potential CRSC pay. The following are my actual numbers, as I have my retired account now, and am receiving retirement and VA.

100% VA, no dependents

Gross retirement pay $4096.00
VA Waiver 3106.04
Net Pay $979.96

Not truly understanding how CRSC will be calculated. I received 90% from DOD, all of which was combat related, so I'm tax exempt on the retired pay. Everything I sent to CRSC was what I was retired on, plus some. I have a 70% PTSD (combat) rating, spinal issues that have some secondary ratings on them. I'd love to say they'd give me 100% but that's wishful. I think a safe guess would be 80%?

Wondering how this might play out for total monthly between VA, DOD and CRSC

I hope this finds you and yours doing well and weathering the storm. As always, thanks much for your help!!!

Justin (newly retired SGM)
 

RonG

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Hello Justin,

Some questions:

1. Did you qualify for another type retirement other than disability @90%? If yes, what type? (regular, reserve/NG) If reserve, did you have 20 good years and meet the age requirement?

2. What are the number of active duty years and months you had for retirement (or reserve AD equivalent, number points/360)?

3. Are you currently receiving CRDP? See page two of your DFAS RAS. What is shown as the amount of CRDP on page two?

4. Your retirement orders should show the term "Disability Retirement" and the number of years and months active duty equivalent. What is shown on your DoD retirement orders?
Here is an example from a retiree with a similar background:
Disability retirement: 17 Year(s), 07 Month(s), 29 Day(s)
Basic Pay: 30 Year(s), 06 Month(s), 17 Day(s)


Ron
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RonG

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Ron,

Quick question about potential CRSC pay. The following are my actual numbers, as I have my retired account now, and am receiving retirement and VA.

100% VA, no dependents

Gross retirement pay $4096.00
VA Waiver 3106.04
Net Pay $979.96

Not truly understanding how CRSC will be calculated. I received 90% from DOD, all of which was combat related, so I'm tax exempt on the retired pay. Everything I sent to CRSC was what I was retired on, plus some. I have a 70% PTSD (combat) rating, spinal issues that have some secondary ratings on them. I'd love to say they'd give me 100% but that's wishful. I think a safe guess would be 80%?

Wondering how this might play out for total monthly between VA, DOD and CRSC

And

My AD time computes to the 15 yrs, 7 mos, 9 days


I hope this finds you and yours doing well and weathering the storm. As always, thanks much for your help!!!

Justin (newly retired SGM)
Hello Justin,

I have not looked at the documents you provided yet. Here are some of the features of your retirement based on the info you provided.

Case.
100% VA, no dependents
90% from DOD
Gross retirement pay $4096.00
VA Waiver 3106.04
Net Pay $979.96
AD time computes to the 15 yrs, 7 mos, 9 days
CRSC: safe guess would be 80%?

Computations related to CRSC.

1. 4096 gross/0.75 = 5461.33 high three. Proof: 5461.33 x .075 = 4095.997
2. 4096 minus VA comp amount of 3106.04 = 989.96 residual retired pay (this will impact amount of CRSC)
3. 15.583 AD years x 0.025 = 39% longevity multiplier
4. 5461.33 x 0.39 = 2129.92 longevity portion of retired pay (one of the ceilings)
5. 2129.92 longevity minus residual of 989.96 = 1139.96 maximum CRSC
6. 80% CRSC from VA comp tables = 1,657.80
7. 1139.96 is maximum CRSC
8. DFAS will pay:
--Residual retired pay = 989.96
--CRSC = 1139.96
TOTAL = 2129.92 which is equal to the longevity amount

Again, I just used your data. I will look at your documents in a few to determine if any of this needs repair.

Ron
 

RonG

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Upon review, I do not think the 15 yrs 7 mo etc. your cited are all considered active duty time.

1405 Service is actually those Inactive Duty Training (IDT) points creditable toward retired pay that a reservist earned

I believe your time should be: Disability retirement: 13 years, 6 months, 13 days.

The first category we shall call- Years of Service for Retirement Entitlement. This category of years of service includes each one year period in which the person has been credited with at least 50 points, as follows:

  • 1 point for each day of active service
  • 1 point for each attendance at a drill period
  • 1 point for each day of performing funeral honors duty
  • 15 points for each year of membership in a reserve component
The third category we shall call- Years of Service for Retired Pay Percentage Multiple. YOS for retirement percentage multiple determines the years of service for computing the retired pay multiplier. This category of years of service includes all periods of active service (counted as one point for each day) plus all points earned through qualifying reserve duty, not exceeding annual limits, divided by 360.

Reserve Retirement <---LINK

From an ANG site:

1405 Time
– IDT points earned while a member of the Reserve Component that is used to increase the multiplier of a Regular retirement.
• May only be used AFTER acquiring 20 years of active service
• Will not be used to create 20 years of active service, except for disability retirements.
• Points cannot exceed maximum IDT points allowed or 365/366 points total for the retirement year

Ron
 

RonG

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Justin,

Here is a revision using 13 years 6 months:

1. 4096 gross/0.75 = 5461.33 high three. Proof: 5461.33 x .075 = 4095.997
2. 4096 minus VA comp amount of 3106.04 = 989.96 residual retired pay (this will impact amount of CRSC)
3. 13.5 AD years x 0.025 = 33.75% longevity multiplier
4. 5461.33 x 0.3375 = 1843.20 longevity portion of retired pay (one of the ceilings)
5. 1843.20 longevity minus residual of 989.96 = 853.24 maximum CRSC
6. 80% CRSC from VA comp tables = 1,657.80
7. 853.24 is maximum CRSC
8. DFAS will pay:
--Residual retired pay = 989.96
--CRSC = 853.24
TOTAL = 1843.20 which is equal to the longevity amount using 13 years 6 months active duty equivalent.

Ron
edited to add:
Basic Pay: 24 years, 7 months, 8 days
Disability retirement: 13 years, 6 months, 13 days
Section 1405: 15 years, 7 months, 9 days
Date initially entered military: 17 May 1989

From an AGR source:
1405 Time – IDT points earned while a member of the Reserve Component that is used to increase the multiplier of a Regular retirement.
• May only be used AFTER acquiring 20 years of active service
• Will not be used to create 20 years of active service, except for disability retirements.
• Points cannot exceed maximum IDT points allowed or 365/366 points total for the retirement year.
--->LINK


cc: @Guardguy11 @Sullysull48 Please comment on the info above.
 

RonG

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Re: "1405 Time"

I found several additional NG publications that stated: "AGR retirement pay is calculated based on the member’s rank and equivalent years of active duty service, or Total Active Federal Military Service and “1405 Time”. “1405 Time” is a credit AGR members receive for non-active duty service, such as UTAs and membership points, which they earned as a DSG, and is added to the Total Active Federal Military Service time on a one point equals one day basis. However, members must reach 20 years of active duty service [or equivalent] before they receive any credit for their '1405 Time'. "

Reference: AR 140–185 Training and Retirement Point Credits and Unit Level Strength Accounting Records
Applicability. This regulation applies to the Regular Army, the Army National Guard/Army National Guard of the United States, and the U.S. Army Reserve, unless otherwise stated.

1–6. Eligibility
b. Retirement point credit is not authorized for
(1) Members of the RC in an inactive status under 10 USC 10152 pursuant to 10 USC 12734(a).
(2) Members who have completed the service requirement for retired pay and are not 60 years old who are transferred to an inactive status (Retired Reserve).

Ron
 

RaiderX

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@Ron as per our sidebar conversation, there are several questions here
1. Age
2. Prior Active Duty Time
3. 20 year letter
4. Number of deployment's
 

RonG

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@Ron as per our sidebar conversation, there are several questions here
1. Age
2. Prior Active Duty Time
3. 20 year letter
4. Number of deployment's
Hello,

He is now 48, so it does not matter how many deployments he had (at this time) since the reserve retirement age cannot be reduced below 50. The same applies to the 20 year letter which I infer he has since he has 20+ years for pay purposes (although that does not necessary mean they were all good years).

From his orders; I have a copy:

Basic Pay: 24 years, 7 months, 8 days
Disability retirement: 13 years, 6 months, 13 days
Section 1405: 15 years, 7 months, 9 days

My primary question relates to when the 1405 time applies. I believe it is used IAW: "However, members must reach 20 years of active duty service [or equivalent] before they receive any credit for their '1405 Time'. "

Thanks,
Ron
 

RonG

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29 March 2020.

I was involved in a lengthy discussion about 1405 time five years ago on another board. Without repeating (or pasting) the discussion in full, here are the results of a conversation today with a former associate on that board.

Start.

Ref: "I reached out to [name of board member] who had a 1405 issue on VBN. He was short of 20 years by a few weeks and being retired on Chapter 61 but he confirmed that his 1405 time got him to 20.
As I recall, this would not happen on a regular retirement to get to 20 but 1405 is applied to disability retirement calculations ."

My reply.

So...in summary for 1405 time:
--Regular retirement: 1405 does not help getting to 20 years AD or equivalent
--Disability retirement: 1405 does count toward achieving 20 years AD or equivalent
--CRSC (inferred): 1405 does count in computing the longevity portion of retired pay for a Chapter 61 retiree (disability) for CRSC purposes.

End.

-------
If someone has evidence to the contrary, please post it in this thread. It will be helpful to others obviously.

Regards,
Ron
 
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