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Medboard questions

Rjmish7

PEB Forum Regular Member
Registered Member
Question! What is the difference between retiring regularly(20 years or more) versus Medically retired?? In terms of benefits you get or don’t l?
 

Provis

Moderator
Question! What is the difference between retiring regularly(20 years or more) versus Medically retired?? In terms of benefits you get or don’t l?
Biggest difference is you don't qualify for getting VA disability AND your pension. This benefit is called CRDP. On the plus side you do get your Tricare enrollment fees waived for Chapter 61 Medical retirements.
 

JoeUSMC

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Registered Member
How many years do you have in service? You can still receive VA benefits and a pension (CRDP) if your service allows you to retire early. For the Marine Corps, Temporary Early Retirement Authorization (TERA) will allow a Marine to retire if they are over 15 years but less than 20 years AND the Marine is found unfit by the PEB. The pension will be less than the 50% you get for retiring at 20 but it will still be a pension in addition to the VA benefit if your rating is 50% or higher.
 

RonG

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Biggest difference is you don't qualify for getting VA disability AND your pension. This benefit is called CRDP. On the plus side you do get your Tricare enrollment fees waived for Chapter 61 Medical retirements.
Excellent advice. There are some who complete 20 years AD or more and then receive a medical retirement. I believe @chaplaincharlie is in that category.

Ron
 

RonG

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How many years do you have in service? You can still receive VA benefits and a pension (CRDP) if your service allows you to retire early. For the Marine Corps, Temporary Early Retirement Authorization (TERA) will allow a Marine to retire if they are over 15 years but less than 20 years AND the Marine is found unfit by the PEB. The pension will be less than the 50% you get for retiring at 20 but it will still be a pension in addition to the VA benefit if your rating is 50% or higher.
Yes, as pointed out, TERA does qualify one for CRDP if otherwise qualified. Unfortunately for Army folks, that program no longer exists.

@Rjmish7 has been in the Navy.

Ron
 

dracon

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with a regular retirement, you get a portion of your base pay(usually starting at 50%) plus Tricare entitlement. With a medical retirement you still get Tricare, but not necessarily the base pay. except in the cases where you are eligible for a regular retirement but opt for the medical, you are then usually entitled to CRDP (Concurrent Retirement/ Disability Pay)
 

Rjmish7

PEB Forum Regular Member
Registered Member
Biggest difference is you don't qualify for getting VA disability AND your pension. This benefit is called CRDP. On the plus side you do get your Tricare enrollment fees waived for Chapter 61 Medical retirements.
Huh I don’t understand? So regular retirement is you get the regular pension for doing 20 years and the Disability while medical board you only get the combines rating or that one paycheck?
 

Rjmish7

PEB Forum Regular Member
Registered Member
How many years do you have in service? You can still receive VA benefits and a pension (CRDP) if your service allows you to retire early. For the Marine Corps, Temporary Early Retirement Authorization (TERA) will allow a Marine to retire if they are over 15 years but less than 20 years AND the Marine is found unfit by the PEB. The pension will be less than the 50% you get for retiring at 20 but it will still be a pension in addition to the VA benefit if your rating is 50% or higher.
I am not sure if we have that option in the Navy to do that. I do not think so. If we do they been hiding the info for us.
 

Provis

Moderator
In order to accept VA disability you have to agree to have that amount received offset your pension amount. So for example you got $1,500 a month for your DOD retirement and then 1,000 a month from your VA disability. You would still only get $1,500 a month but a thousand of it would be VA disability and 500 of it would be DOD pension.
 

Rjmish7

PEB Forum Regular Member
Registered Member
with a regular retirement, you get a portion of your base pay(usually starting at 50%) plus Tricare entitlement. With a medical retirement you still get Tricare, but not necessarily the base pay. except in the cases where you are eligible for a regular retirement but opt for the medical, you are then usually entitled to CRDP (Concurrent Retirement/ Disability Pay)
I thought in medical retirement you get a combined pay from DOD and the VA??
 

Provis

Moderator
Nope. CRDP is when you get both but there are stipulations. You need to have a 50% disabled or more and you must have completed a 20-year regular retirement or reserve retirement. If it's a reserved retirement you won't get CRDP until eligible to retire at age 60. The exception to the 20-year rule is TERA but it's not a guarantee and you have to be approved for it and I believe you need 15 or more active duty years and only the Navy and the Marines allowed TERA.
 

Rjmish7

PEB Forum Regular Member
Registered Member
In order to accept VA disability you have to agree to have that amount received offset your pension amount. So for example you got $1,500 a month for your DOD retirement and then 1,000 a month from your VA disability. You would still only get $1,500 a month but a thousand of it would be VA disability and 500 of it would be DOD pension.
So per this comment?? is the 500 DOD pension like you said in the example permanent? Like i know the VA rating can either go up and down but does that 500(DOD pesnion) permanent and wont change??
 

Provis

Moderator
No 1500 is the pension but to accept VA disability which people want to get because it's tax-free they have to agree to a offset that exact same amount of their pension. So $1,500 in the example is the pension amount. If awarded $1,000 a month for VA disability you would have to agree to an offset of your pension. If later on your VA disability amount changed and went down you would have less of your pension offset with tax-free money but you would still get $1,500 a month regardless.
 

Rjmish7

PEB Forum Regular Member
Registered Member
ohhh i see. okaay. Does this rule apply for TDRL as well? And what are likeness for most people that went through TDRL that gets their rating bump down or not get put on medical retirement?? Anyways! Thank you all for helping me out and taking time in providing informations to me.
 

Provis

Moderator
ohhh i see. okaay. Does this rule apply for TDRL as well? And what are likeness for most people that went through TDRL that gets their rating bump down or not get put on medical retirement?? Anyways! Thank you all for helping me out and taking time in providing informations to me.
Yes same for TDRL. Most people on TDRL get their rating lowered because their condition improved. Though its possible for the rating to stay the same or increase. It all depends on the exam results when they reevaluate you.
 

Rjmish7

PEB Forum Regular Member
Registered Member
Yes same for TDRL. Most people on TDRL get their rating lowered because their condition improved. Though its possible for the rating to stay the same or increase. It all depends on the exam results when they reevaluate you.
Most?? How normally does PTSD-combat usually go down? or become Permanent retire?
 

Provis

Moderator
Most?? How normally does PTSD-combat usually go down? or become Permanent retire?
PTSD is normally rated TDRL. Most of the time the condition isn't stable enough to rate as permanent. At some time after TDRL you will have a follow up exam. From there they will update your rating. If rated 30% or higher you get permanent medical retirement. Less than that they give you severance or Return to duty. If you get TDRL its on you to make sure you get to the exam. If something gets lost in the mail you don't want to lose out on a medical retirement. You can only be on TDRL for 3 years. So basically I would check in with them every 6 months or so until you get the exam and keep checking in until you are officially PDRL. Also, getting a job, going to school, better social life etc. can lower your rating. If possible I would not do much to include changing meds until my rating was permanent. Once PDRL it won't change. I would hate to have a moment in life where things were better only to have the condition worsen since the time of the follow up exam is going to dictate your permanent rating.
 

Rjmish7

PEB Forum Regular Member
Registered Member
Thank you soooo much! Now, i had my TDRL results. I wanted to ask you this. I had TDRL for 70 percent and then VA rating of 90 percent. Now, i know you explained to me that they are a combined rating and that for DOD, it will be offset by the VA rating. So in DOD i was supposed to get:

DOD / DFAS:

2524.83

VA: 1,998.92

End result: VA = 1,998.92 DOD: 2524.83-1998.92(VA) = 525.91

With this being said, in total i would still get the full = 2524.31 correct? and not just 1,998.92?? Thank you.
 

RonG

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Thank you soooo much! Now, i had my TDRL results. I wanted to ask you this. I had TDRL for 70 percent and then VA rating of 90 percent. Now, i know you explained to me that they are a combined rating and that for DOD, it will be offset by the VA rating. So in DOD i was supposed to get:

DOD / DFAS:

2524.83

VA: 1,998.92

End result: VA = 1,998.92 DOD: 2524.83-1998.92(VA) = 525.91

With this being said, in total i would still get the full = 2524.31 correct? and not just 1,998.92?? Thank you.
Your DoD disability retired pay will be reduced by the amount of your VA compensation. You get to keep the residual retired pay (i.e., amount left over).

You will also receive all your VA compensation.

End result:
--DFAS = residual retired pay
--VA = full VA compensation

============
Ron
 
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