Request for CRSC Calculation

jimmylangley

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Retired under CH 61: Medical Retirement (National Guard)

Gross Retirement Pay: $2523.00
DoD Retirement: 70%
Yrs/ Mos Active Duty: 2yrs/8mos/13days (2.74)
VA Percentage/Compensation: 80% / $2108.43 - Spouse & two children.
Projected CRSC: 100%
Qualify for other retirement: N/A
 

RonG

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Retired under CH 61: Medical Retirement (National Guard)

Gross Retirement Pay: $2523.00
DoD Retirement: 70%
Yrs/ Mos Active Duty: 2yrs/8mos/13days (2.74)
VA Percentage/Compensation: 80% / $2108.43 - Spouse & two children.
Projected CRSC: 100%
Qualify for other retirement: N/A
Hello,

Estimate.

1. 2523/70% = 3604 high three
2. 2.74 AD x 2.5% = 6.85% longevity multiplier
3. 3604 x 6.85% = 246.87 longevity portion of retired pay

Based on the info you provided, your CRSC will be ~246.87; however, see the edit below concerning residual retired pay that limits the amount of CRSC. Also, did you provide the active duty equivalent which is shown on your retirement orders as
“disability retirement “ ?

Ron

edited to add: Any residual retired pay will reduce the 246.87. The combination of CRSC and residual retired pay cannot exceed the longevity amount. It appears that you have residual retired pay that exceeds the longevity amount.

Gross retired pay 2523 minus 2108 VA comp = residual retired pay that exceeds the longevity amount. That results in zero CRSC .
 

Patcreed68

New Member
Registered Member
Ron,

I am trying to get an estimate for my CRSC.

1. My gross disability retirement pay is $5800

1a. Yes, I received a disability retirement

2. My Army disability rating is70%

3. Years: my active duty equivalent is 12 years, 6 months, 12 days.

4a. My VA disability is 100%

4b. VA monthly compensation is $3653.89

4c. Dependents: spouse and 1 child under 18

4d. No SMC

5. My approved CRSC is 100%

6. I also am eligible for a reserve retirement. (Basic Pay: 25 years, 7, months, 15 days)

7. I did not receive REDUX/CSB.

8. No blended retirement that I’m aware of.

Thank you for your help with this.

Pat
 

RonG

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Hello @Patcreed68

Info provided.
1. My gross disability retirement pay is $5800
1a. Yes, I received a disability retirement
2. My Army disability rating is70%
3. Years: my active duty equivalent is 12 years, 6 months, 12 days.
4a. My VA disability is 100%
4b. VA monthly compensation is $3653.89
4c. Dependents: spouse and 1 child under 18
4d. No SMC
5. My approved CRSC is 100%
6. I also am eligible for a reserve retirement. (Basic Pay: 25 years, 7, months, 15 days)
7. I did not receive REDUX/CSB.
8. No blended retirement that I’m aware of.
Thank you for your help with this.
Pat

Estimate based on the info you provided.
a. 5800/70% = 8285.71 high three ave base pay
b. 5800 gross pay minus 3653.89 VA amount = 2146.11 residual retired pay--this will impact the amount of CRSC payable
c. 12.5 AD equivalent x 2.5% = 31.25% longevity multiplier
d. 8285.71 high three x 31.25% = 2589.28 longevity portion of retirement and much less than the approved 100% amount
e. CRSC when combined with residual retired pay cannot exceed the longevity amount
f. 2589.28 longevity and max CRSC minus 2146.11 residual = 443.17 CRSC
g. DFAS will pay: 443.17 CRSC and 2146.11 residual = 2589.28 from DFAS
h. The VA will pay: 3653.89 VA comp

Note: You are eligible for CRDP (in place of CRSC) but it is taxable and not payable until you meet the age requirement for reserve/NG retirement and your application for retirement is approved. However, the same rule applies regarding the ceiling, which is 2589.28, the longevity portion of retired pay. The CRDP and residual retired pay amount would be the same as the CRSC combination in your case.

Ron
 

Dwazell

New Member
Registered Member
Ron,

Can you please give me an estimate for my CRSC.

1. My gross disability retirement pay is $5027

1a. Yes, I received a disability retirement

2. My Army disability rating is 50%

3. Years: my active duty equivalent is 17 years, 6 months.

4a. My VA disability is 100%

4b. VA monthly compensation is $3838.51

4c. Dependents: spouse and 3 child under 18

4d. No SMC

5. My approved CRSC is 50%

6.not eligible for reserve retirement only medical retirement

7. I did not receive REDUX/CSB.

8. No blended retirement

Thank you

Dustin
 

Newguy5

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PEB Forum Veteran
Registered Member
1. My high 36 is: approx 3955
1a. Yes, I received a disability retirement
2. My Army disability rating is 50%
3. Years: my active duty equivalent is 12 years
4a. My VA disability is 100%
4b. VA monthly compensation is $3838.51
4c. Dependents: spouse and 3 child under 18
4d. No SMC
5. My approved CRSC is 60%
6. Not eligible
7. I did not receive REDUX/CSB
8. No blended retirement that I’m aware of

Thank you for your help with this. @RonG
 

RonG

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1. My high 36 is: approx 3955
1a. Yes, I received a disability retirement
2. My Army disability rating is 50%
3. Years: my active duty equivalent is 12 years
4a. My VA disability is 100%
4b. VA monthly compensation is $3838.51
4c. Dependents: spouse and 3 child under 18
4d. No SMC
5. My approved CRSC is 60%
6. Not eligible
7. I did not receive REDUX/CSB
8. No blended retirement that I’m aware of

Thank you for your help with this. @RonG
Hello @Newguy5

Your retirement orders should show your active-duty equivalent on page one, 3/4 down page, as "Disability Retirement". I mention this since it rare for someone to have total years with zero months.

That said, here is an estimate base on the info you provided.

a. High three 3955 x 50% = 1977.50 gross retired pay
b. 1977.50 minus 3000-plus VA comp = zero retired pay remaining
c. 12 yrs AD x 2.5% = 30% longevity multiplier
d. 3955 x 30% = 1186.50 longevity portion of retired pay and a CRSC ceiling
e. 60% CRSC using VA comp tables = a rate higher than 1186,50
f. Based on the info you provided, your CRSC will be 1186.50

Ron
 

Newguy5

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PEB Forum Veteran
Registered Member
Hello @Newguy5

Your retirement orders should show your active-duty equivalent on page one, 3/4 down page, as "Disability Retirement". I mention this since it rare for someone to have total years with zero months.

That said, here is an estimate base on the info you provided.

a. High three 3955 x 50% = 1977.50 gross retired pay
b. 1977.50 minus 3000-plus VA comp = zero retired pay remaining
c. 12 yrs AD x 2.5% = 30% longevity multiplier
d. 3955 x 30% = 1186.50 longevity portion of retired pay and a CRSC ceiling
e. 60% CRSC using VA comp tables = a rate higher than 1186,50
f. Based on the info you provided, your CRSC will be 1186.50

Ron
Ok got it! Thank you sir! I’m pending everything still in IDES. These are estimates. Also, for the CRSC % amount, where would you find what was considered combat related?
 

RonG

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Ron,

Can you please give me an estimate for my CRSC.
1. My gross disability retirement pay is $5027
1a. Yes, I received a disability retirement
2. My Army disability rating is 50%
3. Years: my active duty equivalent is 17 years, 6 months.
4a. My VA disability is 100%
4b. VA monthly compensation is $3838.51
4c. Dependents: spouse and 3 child under 18
4d. No SMC
5. My approved CRSC is 50%
6.not eligible for reserve retirement only medical retirement
7. I did not receive REDUX/CSB.
8. No blended retirement
Thank you
Dustin
Hello @Dwazell

Thank you for your excellent outline of the info required for this computation.

Estimate.

a. 5027/50% = 10054 high three
b. 5027 minus 3838.51 = 1188.49 residual retired pay (this might reduce the amount of CRSC you will be paid)
c. 17.5 AD years x 2.5% = 43.75% longevity multiplier
d. 10054 x 43.75% = 4398.63 longevity portion of retired pay and a CRSC ceiling
e. CRSC at 50% = 1,118.44 plus 2 at 46.00 = 1210.44 which is less than the longevity portion of retired pay
f. The combination of CRSC and residual retired pay cannot exceed the longevity amount of 4398.63
g. CRSC from VA comp tables, 1210.44 plus 1188.49 residual retired pay = 2398.93 which is less than longevity
h. DFAS will pay each month:
--1210.44 CRSC
and
--1188.49 residual retired pay
TOTAL: 2398.93
i. You will also receive your VA compensation from the VA

Ron
 
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RonG

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Ok got it! Thank you sir! I’m pending everything still in IDES. These are estimates. Also, for the CRSC % amount, where would you find what was considered combat related?
If you are asking where the CRSC percentage comes from, it is the percentage of disabilities considered combat related by the CRSC board of your service. You have to submit an application to your service. See this:

Collection of CRSC information LINK <—-

Ron
 

Newguy5

Well-Known Member
PEB Forum Veteran
Registered Member
If you are asking where the CRSC percentage comes from, it is the percentage of disabilities considered combat related by the CRSC board of your service. You have to submit an application to your service. See this:

Collection of CRSC information LINK <—-

Ron
I worded it wrong, where will I find, Army, what the VA and PEB consider combat related?
 

RonG

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I worded it wrong, where will I find, Army, what the VA and PEB consider combat related?
I don't know what the PEB considers combat related; I did not experience a MEB/PEB. I suspect the services use the same criteria that is shown on the CRSC info page I referenced earlier, under "Combat-Related vs. Service-Connected (noncombat-related)
Some examples of CRSC combat-related situations (and corresponding required proof) vs. noncombat-related situations are as follows:"

The VA does not make determinations of combat related. They make determinations about service-connection for VA benefits including compensation.
I have combat-related and non-combat related disabilities rated by the VA.

Perhaps someone else might be able to help you with this matter.
@Provis would be a good choice.

Good luck,
Ron
 

Dwazell

New Member
Registered Member
Hello @Dwazell

That you for your excellent outline of the info required for this computation.

Estimate.

a. 5027/50% = 10054 high three
b. 5027 minus 3838.51 = 1188.49 residual retired pay (this might reduce the amount of CRSC you will be paid)
c. 17.5 AD years x 2.5% = 43.75% longevity multiplier
d. 10054 x 43.75% = 4398.63 longevity portion of retired pay and a CRSC ceiling
e. CRSC at 50% = 1,118.44 plus 2 at 46.00 = 1210.44 which is less than the longevity portion of retired pay
f. The combination of CRSC and residual retired pay cannot exceed the longevity amount of 4398.63
g. CRSC from VA comp tables, 1210.44 plus 1188.49 residual retired pay = 2398.93 which is less than longevity
h. DFAS will pay each month:
--1210.44 CRSC
and
--1188.49 residual retired pay
TOTAL: 2398.93
i. You will also receive your VA compensation from the VA

Ron
Thank you very much
 

RonG

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Glad to help.

Ron
 

DirtDoc2582

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Registered Member
Retired under CH 61: Medical Retirement (Active Army)

Gross Retirement Pay: $1658.00
DoD Retirement: 70%
Yrs/ Mos Active Duty: 9yrs/7mos
VA Percentage/Compensation: 100% / $3653.89 - Spouse & one child
Projected CRSC: 90%
Qualify for other retirement: N/A
 

Provis

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Here are my calculations using CRSC calculator. I assumed your high 3 was $2,368 based on getting 70% DOD at $1,658 @RonG can you double check and see if i am right?

MONTHLY V.A. PAY
3653​
CRSC PAY
567.57​
RESIDUAL RETIRED PAY0
TOTAL FROM DFAS
567.57​
Total Pay
4220.57​
 

RonG

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Here are my calculations using CRSC calculator. I assumed your high 3 was $2,368 based on getting 70% DOD at $1,658 @RonG can you double check and see if i am right?

MONTHLY V.A. PAY
3653​
CRSC PAY
567.57​
RESIDUAL RETIRED PAY0
TOTAL FROM DFAS
567.57​
Total Pay
4220.57​
Hello @Provis

Info provided.
Gross Retirement Pay: $1658.00
DoD Retirement: 70%
Yrs/ Mos Active Duty: 9yrs/7mos
VA Percentage/Compensation: 100% / $3653.89 - Spouse & one child
Projected CRSC: 90%
Qualify for other retirement: N/A

Estimate (manual).
1. 1658/70% = 2368.57 high three
2. Zero residual retired pay after VA offset
3. 9.58 years x 2.5% (he did not provide info on blended retirement program) = 23.95% longevity multiplier
4. 2368.57 x 23.95% = 567.27 longevity portion of retired pay and CRSC since it is less than the rate associated with the approved 90% by service.

The difference of a few cents is due to rounding...

Good job by you and @edwards7986 !

Ron

edited to add: both computations are wrong if he was under the blended retirement program (i.e., 2.0% instead of 2.5%)
 
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AFgirl2012

New Member
Registered Member
Hello @RonG

I was recently approved for CRSC and am asking for your help to determine the monthly and/or back pay amount.

My info is as follows:

1. Gross retired pay on DFAS RAS $2365

2. My DoD disability rating is 30%

3. My active duty time is 20 years and 9 months 19 days

4. VA compensation:
100%
$4162/mo
spouse and 2 children under 18, 1 child over 18 and in school (in march it will be 1 child under 18 and 2 over 18 and in school)
I have SMC-K in the amount of $118.33

5. I have 50% CRSC approved

6. I was medically retired although I qualified for longevity retirement. I took the REDUX plan

I retired in 2012. My approval date was retro'd back to Jan 1, 2016.

Thank you, I appreciate any help and insight you can provide
 

RonG

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Hello @AFgirl2012
@Provis

This modifies the comments I made in my initial computation last night.

Correction:

Hello @AFgirl2012

Thank you for your reply. The REDUX with disability retirement situation is seen so infrequently that I have to re-educate myself every time I see one.
The portion of the answer I provided you that indicated Disability Retirees would not be affected by the REDUX is accurate when applied to the computation of the retired pay.
That part of my answer was a precise quotation from DFAS.

However, your remarks today reminded me of a DFAS determination of seven years ago on another board where I answered CRSC/CRDP questions, I am the person that requested my colleague "pin" the reply from DFAS for future reference. His summary follows:

[start with the summary moved to the top]
Answer:
The CRDP dollar amount is based on the 40% REDUX retirement. If you would like an audit of your account or have any further questions they may be directed in writing to:

Defense Finance and Accounting Service
U.S. Military Retired Pay
8899 E 56th Street
Indianapolis IN 46249-1200
My understanding on Concurrent receipt, as it applies to CSB/REDUX retirees who have been medically retired, is that the amount paid by either CRSC or CRDP is calculated based on the reduced REDUX multiplier calculation in order to comply with the concurrent receipt restriction found in 10 USC 1414 (b)(1). The premise for the 1414(b)(1) restriction is that any military medical retired pay which is in excess of that earned for years of service is de facto payment for the disability and duplicative of the VA payment for disability.

For those readers not familiar. Redux directs a reduction of 1% in the result of the 2.5% x years of service calculation
for each year that the retirement is less than 30 years of service. This results in 40% of base pay at 20 years of service, 57 ½ % at 25 years of service, but the full 75% at 30 and 100% for 40 years of service. After retirement, the annual COLA is also reduced by 1% each year but, there is a recomputation at age 62 when both the multiplier and COLA are adjusted to equal the “High Three” system.

The amount of the military medical disability retirement is calculated, under Method B, using the 2.5% x years of service multiplier without regard for the REDUX provisions as the law governing medical retirements directs this calculation. Method A uses the percentage disability assigned to unfitting conditions to calculate medical retirement. The member gets the higher of the two methods.

Consider a medical retiree who did not opt in to CSB/REDUX and has 20 years of service who is medically retired at 70% of base pay based on Method A. His CRDP is restricted to no more than his longevity retirement - 50% of retirement base . An identical retiree who took REDUX, would also be restricted to no more than his longevity retirement - which is 40% of retirement base .

I would not be surprised if DFAS calculated it differently than I beleive was intended under 1414 but the language and intent of the code is as clear as code gets.

I addressed this issue to DFAS and the response from DFAS, received in October 2015, was:

Question:

A recurring question that I see on various veteran websites concerns how CRDP is calculated when a veteran with more than 20 years service has been retired under Chapter 61 but previously opted for the REDUX system.

When the VA disablity compensation exceeds the chapter 61 retirement amount, is the amount restored by CRDP calculated at the reduced REDUX retirement factor or at the 2.5% per year of service rate used for Chapter 61 purposes?

For example, a retiree has 20 years service and DOD disability finding of 30% disability. The retiree is retired at 50% based on 2.5% per year of service IAW chapter 61. All of his retirement is offset by his VA compensation. His REDUX retirement would be 40%. Is CRDP dollar amount based on the 40% or the 50% factor?

Answer:
The CRDP dollar amount is based on the 40% REDUX retirement. If you would like an audit of your account or have any further questions they may be directed in writing to:


Defense Finance and Accounting Service
U.S. Military Retired Pay
8899 E 56th Street
Indianapolis IN 46249-1200


It was suggested that I pin this material as a reference for those medical retirees who had opted into the REDUX retirement option. [end].


-----------------

Ron This is the end of the modification of remarks made a day after the initial reply. However, the CRDP using the REDUX formula still is more than the CRSC amount.
==============================================================
Initial reply:

Your information.
6. I was medically retired although I qualified for longevity retirement. I took the REDUX plan
1. Gross retired pay on DFAS RAS $2365

2. My DoD disability rating is 30%

3. My active duty time is 20 years and 9 months 19 days

4. VA compensation:
100%
$4162/mo
spouse and 2 children under 18, 1 child over 18 and in school (in march it will be 1 child under 18 and 2 over 18 and in school)
I have SMC-K in the amount of $118.33

5. I have 50% CRSC approved

6. I was medically retired although I qualified for longevity retirement. I took the REDUX plan

I retired in 2012. My approval date was retro'd back to Jan 1, 2016.

Thank you, I appreciate any help and insight you can provide

-------------------------------------
Computation and Comments.

A. Military members who elect CSB/REDUX are eligible to receive a $30,000 bonus when they reach their 15th year of active service, but will also have their retired pay calculated at a reduced rate. However, Disability Retirees and Reserve/Guard members retiring at age 60 (or younger in some cases) are exempt from all provisions of the CSB/REDUX provisions except the 1 percent COLA reduction (another provision of the CSB/REDUX).

B. Since you had 20+ years of active duty and have a VA rating of 50% or more, you are eligible for CRDP. All of the 2365 gross retired pay in your case should be CRDP and not affected by the REDUX since you have a disability retirement.

C. Your active duty of 20.75 years x 2.5% = 51.88% longevity multiplier. 2365 gross/51.88% = 4558.60 high three
Proof formula: 4558.60 x 51.88% = 2365


D. CRDP allows for receipt of the entire 2365 gross retired pay.

E. You currently have: spouse and 2 children under 18, 1 child over 18 and in school

F. CRSC @ 50% = 1,118.44 + (46.00 + 149.00) = 1313.44 current CRSC using VA compensation tables

G. Comparison:
CRDP = 2365
CRSC = 1313.44
Obviously, you would lose money by accepting CRSC.

H. Remark: If the CRSC was in an amount equal to the CRDP in this case, the DFAS would not go back and change previously paid CRDP to CRSC. You would be able to file amended tax returns however. Please note this is just info and does not apply to your case.

Good luck,
Ron
 
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