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Retirement pay

Provis

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@Slinky75 They base it off of the military pay chart for being in 19 years as an E-7. That's where @RonG came up with the $5,000 base estimate which is what they base it off of for the active duty medical retirement. The 5 years earned towards your non regular retirement don't apply unless calculation for the offset of other benefits like CRSC or CRPD.
 

RonG

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@Slinky75 They base it off of the military pay chart for being in 19 years as an E-7. That's where @RonG came up with the $5,000 base estimate which is what they base it off of for the active duty medical retirement. The 5 years earned towards your non regular retirement don't apply unless calculation for the offset of other benefits like CRSC or CRPD.
Exactly.
and
CRDP, not CRPD.

Ron
 

Slinky75

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Ok thanks, thats very helpful. Thatdd s what my legal was telling me. Howver the rso's were telling me different. And that was very well explained
 

Slinky75

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I do have a TSP. In G fund. Do they take that or am i to keep that as well?
 

Elementglt

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I do have a TSP. In G fund. Do they take that or am i to keep that as well?
You will keep your TSP regardless of the fund its in, and you will be able to switch between funds as well. You can also roll this over into an IRA or vice versa, should explore the TSP site for more info or feel free to message me anytime.
 

RonG

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@Slinky75

Odds and ends.

1. You might be told that you have to choose between retired pay and VA compensation. That advise, if received, will be incorrect. You will have to select whether you agree to waive (lose) retired pay dollar for dollar in the amount of VA compensation received. In some cases, there is residual (left over) retired pay that the retiree keeps. In your example computation, yours is such a case. I have yet to see one case where a retiree was better off NOT accepting VA compensation.

2. The longevity multiplier is not used in Chapter 61 cases unless it is a higher percentage than the DoD disability percentage. Since your longevity multiplier is only 12.5%, your multiplier will be the DoD disability multiplier.

3. Active duty equivalent years and months. The orders for a Chapter 61 retiree will show that equivalent under "Disability Retirement." It will be used to determine the amount of your longevity portion of retired pay and that figures into the maximum CRSC payable. I made a comment about the combination of residual retired pay and CRSC earlier (it cannot exceed the longevity amount).

3. Active duty equivalent is total creditable points divided by 360. Actual active duty is included in the total creditable points; each day of active duty counts as one point.

4. A collection of CRSC information is at A Supplement to CRSC Information <---LINK

Ron
 

Slinky75

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So, wiij th all this being said. What do you see me collecting in the end. My disability yrs accumilate to 5 yrs 23 days in my 19 yrs 6 months as a reservist with 2 year deplyments My DoD rating is 70%. My inhuries are marked with combat codes v1/v3l
 

RonG

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So, wiij th all this being said. What do you see me collecting in the end. My disability yrs accumilate to 5 yrs 23 days in my 19 yrs 6 months as a reservist with 2 year deplyments My DoD rating is 70%. My inhuries are marked with combat codes v1/v3l
Hello @Slinky75

As I mentioned twice previously:
You should receive (if the data you provided is accurate),
--Retired pay 3500 reduced by 1636.71 = about 1863 residual retired pay you keep, paid by DFAS
--You also receive ~1636.71 from the VA


Since you have only 5+ years of active duty equivalent, you probably will not receive any CRSC (if approved) because the combination of residual retired pay and CRSC cannot exceed the longevity portion of retired pay.

Ron
 

Slinky75

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Ok thank you... just very confusing for me. Ive read that some things that ffor reservists it basically counts ur points to determine active duty years than determines your pay from percentage. Not so much as total years of service as a reservist. I
 

Slinky75

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also... thats what my legal told me, however, my rso was telling me different and i cant understand why. So, was a little lost as to what to expect. You are with in range of what my legal said.
 

RonG

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also... thats what my legal told me, however, my rso was telling me different and i cant understand why. So, was a little lost as to what to expect. You are with in range of what my legal said.
It is somewhat confusing.

Stick with you lawyer's advice. Also, my estimate is accurate IF you provided precise information to me.

Good luck,

Ron
 

GAS6

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Very good.

In this case:

1. Average high three base pay x DoD disability percentage = disability retired pay
2. The DoD disability retired pay minus amount of VA = residual retired pay you keep. Often this is zero.
3. You receive your VA compensation.

The above formula applies unless your longevity percentage is higher than the DOD disability percentage. If you have 5 years active duty equivalent then, 5 x 2.5% (or 2% for blended retirement) = 12.5%. That is less than the 30% minimum DoD disability retirement percentage.

CRSC might be a consideration, but it was not mentioned.

Ron
Ron,
I have been reading these forums and want to verify that I understand you correctly. I feel confident that you know your stuff.
Can you confirm - I was injured while on active duty (I was), and if DA (M/PEB) says that I cannot remain, will I be eligible for medical retirement?

The long version... I was injured while on active duty. Got out and went into reserves. Approximately 5 years ago, went through a MEB and fought to remain in reserves.
Was given 10% VA for back.
I am a currently a reservist with a total of 29 good years.
I have 15.3 Active Duty Time (5511 points) and 1082 other reserve points (equates to 3.0 years) for a total of 18.31 years (6593 points)
Now at a point I cannot continue. I expressed my predicament to my command (Pain, haven't passed PT test in 2+ years, etc...).
Reserve Command informed me they are referring me for an MEB again. I think that it is good.
I am concerned that I might be separated instead of retired. This is where I keep getting confused.

1. Average high three base pay (total of highest 36 months of base pay divided by 36). = 8206.50
2. DoD percentage = Estimated at 20% (Since only the one condition will be putting me out.)
3. VA compensation = Estimated at 40% ($790.77) (Using VA math)
4. Active duty years and months or active duty equivalent years and months: (See above = 15.3 years)
5. Estimated CRSC Percentage if applicable - Will not be applicable.
Added the above information since you often ask for it.
 

RonG

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Ron,
I have been reading these forums and want to verify that I understand you correctly. I feel confident that you know your stuff.
Can you confirm - I was injured while on active duty (I was), and if DA (M/PEB) says that I cannot remain, will I be eligible for medical retirement?

The long version... I was injured while on active duty. Got out and went into reserves. Approximately 5 years ago, went through a MEB and fought to remain in reserves.
Was given 10% VA for back.
I am a currently a reservist with a total of 29 good years.
I have 15.3 Active Duty Time (5511 points) and 1082 other reserve points (equates to 3.0 years) for a total of 18.31 years (6593 points)
Now at a point I cannot continue. I expressed my predicament to my command (Pain, haven't passed PT test in 2+ years, etc...).
Reserve Command informed me they are referring me for an MEB again. I think that it is good.
I am concerned that I might be separated instead of retired. This is where I keep getting confused.

1. Average high three base pay (total of highest 36 months of base pay divided by 36). = 8206.50
2. DoD percentage = Estimated at 20% (Since only the one condition will be putting me out.)
3. VA compensation = Estimated at 40% ($790.77) (Using VA math)
4. Active duty years and months or active duty equivalent years and months: (See above = 15.3 years)
5. Estimated CRSC Percentage if applicable - Will not be applicable.
Added the above information since you often ask for it.
Hello @GAS6 ,

a. With a 20% DoD disability rating, you will not be medically retired. Thirty percent (30%) or more DoD disability percentage is required.

b. It appears you qualify for a RC retirement due to your 20+ Good Years. There is an age requirement too, normally age 60. A member is generally not eligible for Reserve (non-regular) retired pay until they reach age 60. However, any member of the Ready Reserve who is recalled to active duty or, in response to a national emergency, is called to certain active service after January 28, 2008, shall have the age 60 requirement reduced by 3 months for each cumulative period of 90 days so performed in any fiscal year after that date.

c. Active duty equivalent is your total AD plus creditable reserve points (AD time counts as one point for each day served which should be added to the other creditable points divided by 360). I will use 15.3 since I am unsure of what your AD equivalent time is.

d. 15.3 x 2.5% = 38.25% longevity multiplier

e. ~8206 high three x 38.25% = ~3139 longevity retired pay (i.e., gross RC retired pay)

f. 3139 minus ~791 VA comp amount = 2348 residual retired pay you keep.

g. Since your projected VA rating is less than 50%, you will not be eligible for CRDP.

h. Under the circumstances discussed here, you will receive each month (if you meet the age requirement):
--VA compensation = 791
--DFAS residual retired pay = 2348

Ron

Edited to add:
If your active duty equivalent is 18.31 years, then...
1. 18.31 x 2.5% = 45.78% multiplier
2. 8206 x 45.78% = 3757 gross retired pay (longevity)
3. 3757 minus 791 VA comp amount = 2966 residual retired pay you keep
4. VA pays = 791
DFAS pay = 2966
 
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GAS6

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Thanks again.
Not sure what the right forum for this question, but as I research more and more, it keeps getting more interesting.
If you are not the right person, can you point me to who (in chain of command, VA, or such) should be able to answer the following question.
If 20% is for my back (Lumbar) via my movement measurements and pain level. Will the DOD rate other issues caused by this injury (such as nerve issues in both legs, hips) separate or will it become a combined rating?
As you can see, if it is combined, it will easily reach the 30%.
If they look at each leg, each nerve, separately, then it might not ever reach 30% because each of these will probably only ever reach 10-20% on their own.

Thanks you for your time and support of these forums.
 

RonG

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Thanks again.
Not sure what the right forum for this question, but as I research more and more, it keeps getting more interesting.
If you are not the right person, can you point me to who (in chain of command, VA, or such) should be able to answer the following question.
If 20% is for my back (Lumbar) via my movement measurements and pain level. Will the DOD rate other issues caused by this injury (such as nerve issues in both legs, hips) separate or will it become a combined rating?
As you can see, if it is combined, it will easily reach the 30%.
If they look at each leg, each nerve, separately, then it might not ever reach 30% because each of these will probably only ever reach 10-20% on their own.

Thanks you for your time and support of these forums.
If you were speaking to me, I do not have answers to any of your questions that are quoted above. I am not a disability retiree...

Good luck,
Ron
cc: @chaplaincharlie
 

Slinky75

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Hello all, wanted to validate. I was 19 yrs in service as a reservist. I was offered 70pct from army as my retirement and awarded 70pct thru VA. And as mentioned by the individual in previous comments I received what I get based on his formula. I was being told something different by my RSO and he encouraged me to file crsc... I did and was approved by the army. With my VA rating I'm basically currently collecting half the agreed retirement from the offest of the VA. What should iexpect...and go!
 

RonG

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Hello all, wanted to validate. I was 19 yrs in service as a reservist. I was offered 70pct from army as my retirement and awarded 70pct thru VA. And as mentioned by the individual in previous comments I received what I get based on his formula. I was being told something different by my RSO and he encouraged me to file crsc... I did and was approved by the army. With my VA rating I'm basically currently collecting half the agreed retirement from the offest of the VA. What should iexpect...and go!
Hello @Slinky75

Your remarks contain three different "pay issues." They are: Disability Retired Pay; VA Compensation; and CRSC (Combat Related Special Compensation). There are hundreds of computations on this forum that show how they are computed. Please note that CRSC is a replacement for Waived/Offset/Reduced retired pay.

1. Your retired pay as a Chapter 61 retiree would the higher of:
--70% DoD disability rating x average high three base pay = retired pay
OR
--Your active duty equivalent years and months x 2.5% (or 2% under blended retirement system) = longevity multiplier. Longevity multiplier x average high three base pay = retired pay
The 70% in your case would likely be he highest

2. Your retired pay determined at item 1 will be reduced dollar for dollar in the amount of VA compensation received. You get to keep any left over retired pay; it is called residual retired pay.

3. Upon approval of your CRSC application after retirement, you would receive the lesser of :
--The amount associated with the approved CRSC percentage. That amount is found in the VA compensation tables
OR
--Your active duty equivalent years and months x 2.5% (or 2% under blended retirement system) = longevity multiplier. Longevity multiplier x average high three base pay = longevity portion of retired pay
The combination of the one that is the lesser, when combined with any residual retired pay, cannot exceed the dollar amount of the longevity portion of retired pay.

As you can see, it is not a simple matter of just grabbing a figure from a chart.

See the following if you would like an estimate: Information necessary for CRSC estimate: LINK <---

Ron
 
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