So it would be 75% of the 60% of your high 3?Your HR has it partially right, OPM pays part (about 75%) of your Annuity each month when it starts. They call this payment an Interim monthly payment. And the withheld amount (the remainder of your Annuity) is held in escrow to make FEHB, FEGLI, SB, Long term health insurance and whatever else you elect on your disability application. I retired before Covid-19 and was nine months before I received my full 60% disability annuity, maybe a little longer to process applications in this current environment. Also you have to figure out your own federal and state tax withholding.
And with all that at your twelve month anniversary your Annuity falls to 40% of your high three and you get to figure all your taxes out again.
It’s not that bad but it definitely take planning and saving.
Then i guess when the Public law retirement is finalized they back pay you the rest of the money?