VGLI VS SBP

baliw1974

PEB Forum Regular Member
PEB Forum Veteran
Question to all who have elected one of the two. I am 39 years old and will be on TDRL. Which one is better VGLI or SBP?
Any comments will be greatly appreciated
 

ranger2992

PEB Forum Regular Member
PEB Forum Veteran
Two completely different items. One is life insurance that pays a set cash lump sum upon the retiree's death (VGLI) and the other pays a percent of the retiree's retirement to the surviving spouse (SBP). It just really depends on what you want. Maybe you want both.
 

pittpan2005

PEB Forum Regular Member
PEB Forum Veteran
Search the threads. It's been hashed out pretty well and you can see some other opinions.
 

maparker

Super Moderator
Staff Member
PEB Forum Veteran
Registered Member
Question one - who is dependent on your retirement/VA comp and for how long will they depend on it? Don't overlook a commercial term life policy option as well. It is hard to say what would be the best option without a deep dive into a lot of specifics.

Mike
 
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