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Thank you, sir. Yes, I do have an LOD, but still undetermined on whether I'd like to endure the process. Being able to walk away now vs going through the process, which could take quite a bit of time is what I am trying to decide on. Making sure I understand the benefits of both options...

That is a great point and one I did not know. Thank you for that!

Thank you for the additional info. I believe you are correct about not being eligible for CRSC until 60.

Thanks for the reply. Yes, sir.

First time poster here and I have to say that this is the best source of information on this process that I can find online. I have read so many posts on here and it’s always amazing to see how helpful people are when questions are asked. I am at a decision point on which direction I should...