I have 7100 AD points, 399 IDT points and 23 years service. I am currently dealing with a medical issue and I’m worried about MEB/PEB process since I’m not at 7300 AD points. If I apply for retirement does that stop an MEB if it gets started? I have AI’d and saw that if medically retired chapter 61 that they use all points and I would receive my retirement immediately regardless of a DOD rating. Am I wrong about combining all credible service for chapter 61?