So here is the skinny on the difference between DSR, Special provision for MRT technicians and Disability. You will get a DSR retirement if you have 20 years of service including military buy back and are at least 50 years old or any age and 25 years of service including military buy back. you will not receive the Special Retirement Supplement until you hit your MRA. Supplement = years of service(including buy back) / 40 X (social security retirement amount at 62). If your a MRT technician and have 20 years of (in seat, dual status) no military buy back service and are at least 50 years old, you get the SRS immediately or any age and 25 years of in seat dual status service with no military buy back. Once you are out of civil service and on day 31 of retirement, you can apply for disability retirement consideration directly with OPM and bypass your state HRO. My suggestion is to hire an experienced attorney that will handle your paperwork and fight for your disability retirement consideration with OPM. This can take a long time to process but the good thing is at least your getting some sort of retirement while your waiting for your disability to go through OPM. you only have 1 year from the time your received your retirement, the date is on the last SF 50 the HRO processed for you. Also once OPM has decided on your Disability, payment is back dated to the date you filed and back pay is offset with what you received from your DSR retirement.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an alternative browser.
You should upgrade or use an alternative browser.
Title 32 Technician Medical Retirement Scenarios (Please limit posts to "Technician Medical Retirements")
- Thread starter justamarty
- Start date
also if you retire as a DSR at 55 or older....you can draw on your TSP without penalty and not have to wait to 59 1/2
The legal administrative specialist emailed me week ago that my DR is really close to being completed, but they didn't have proof of applying for SSDI again so sent that again. They told me it would be done the end of this week most likely but I was more than little sceptical. But I noticed a lot of money coming to my account so I'm pretty happy about that. The pay doesn't seem like a full 7or 8 months back pay to me based on my calculations, like Jesusej19 said. I'm not sure if it's interim or finalized pay. I was contacted few days ago and told my health insurance is back again also. The process with DR does not seem streamline all the same for everyone. I'm also not sure that the Congressional inquiry helped based on the reply I got from them. My best advice is to keep in contact with Army benefits center.
I know what you mean....seems like they operate willy nilly. I have been at the IPEB stage now for 3 months and have not heard a peep....chain of command keeps asking me were I'm at with the process. I tell them I don't know.
Have you finally got your OPM password?The legal administrative specialist emailed me week ago that my DR is really close to being completed, but they didn't have proof of applying for SSDI again so sent that again. They told me it would be done the end of this week most likely but I was more than little sceptical. But I noticed a lot of money coming to my account so I'm pretty happy about that. The pay doesn't seem like a full 7or 8 months back pay to me based on my calculations, like Jesusej19 said. I'm not sure if it's interim or finalized pay. I was contacted few days ago and told my health insurance is back again also. The process with DR does not seem streamline all the same for everyone. I'm also not sure that the Congressional inquiry helped based on the reply I got from them. My best advice is to keep in contact with Army benefits center.
I haven't been home for the last week but up until I left I had not received a password not even an approval. I did get a letter to elect health insurance.I know what you mean....seems like they operate willy nilly. I have been at the IPEB stage now for 3 months and have not heard a peep....chain of command keeps asking me were I'm at with the process. I tell them I don't
Have you finally got your OPM password?
Oh, ok. Congrats on getting compensated and the insurance. It was about time something happened. I’ll let you know when my application is finally approved.I haven't been home for the last week but up until I left I had not received a password not even an approval. I did get a letter to elect health insurance.
is it possible to collect a DSR retirement and SSDI?
Yes it happens pretty often from what I've read. The first year it's offset 100% so no extra money. After the first year you collect part of SSDI,is it possible to collect a DSR retirement and SSDI?
something like 40%.
this is not going to be a disability retirement. The HRO said it would be a Discontinued Service Retirement (immediate involuntary separation). The offset shouldn't apply, it will be like a normal retirement annuity. Just wondering if I could collect both DSR and then apply for SSDI...they wont allow me to separate with a disability retirement from FERS because they said I qualify for an annuity already (DSR). The Air Guard is putting me out for deafness...
I couldn’t find anything about this, but it seems like you’ll get your actual retirement, so it shouldn’t offset if your approved ssdi. Like Jmc81 said for FERS DR we do get offset as it’s early and DR. Honestly you should get both. If approved, your 55 so at 62 you’ll get changed to regular SS benefits.this is not going to be a disability retirement. The HRO said it would be a Discontinued Service Retirement (immediate involuntary separation). The offset shouldn't apply, it will be like a normal retirement annuity. Just wondering if I could collect both DSR and then apply for SSDI...they wont allow me to separate with a disability retirement from FERS because they said I qualify for an annuity already (DSR). The Air Guard is putting me out for deafness...
at 62, the SSDI becomes your new Social Security Benefit, which is usually higher than the basic 62 Social security annuity
so from what I understand is in most cases, if you are disabled and go out on a discontinued service retirement, it is beneficial that the employee keep the Discontinued service retirement and then apply for SSDI from the social security department. The SSDI is not offset by your normal FERS retirement or any other retirement. Their is an earnings cap to SSDI which is around 19,000 for 2022 in which anything over 19,000 is taxed for every $2.00 over the cap $1.00 is taxable.
A person collecting SSDI can have any amount of assets and any amount of income from investments, interest, or a spouse's income. These are all types of "unearned income." You (and your spouse, if you're married) can have an unlimited amount of unearned income. Unearned income includes:
- interest income
- dividends
- rent from property you don't actively manage
- income that your spouse earns
- pensions
- state disability payments
- unemployment benefits, and
- cash or gifts from friends and relatives.
To be eligible for SSDI, you cannot engage in substantial gainful activity (SGA). Earning more than a certain amount on a monthly basis is generally considered to be engaging in SGA.
For non-blind individuals, the monthly SGA amount for 2022 is up to $1,350. SSDI and SSI recipients are able to earn $40 more per month or $480 more per year without getting their benefits terminated.
So, having a Discontinued Service Retirement, collecting a SSD from Social Security Pays you way more than collecting a Disability from FERS and it is for the rest of your life. Collecting Disability from FERS and SSDI is only Temporary until age 62 then FERS recalculates your retirement (usually drops in payment) and your SSDI go to a normal Social Security withdrawal at age 62 amount.
For non-blind individuals, the monthly SGA amount for 2022 is up to $1,350. SSDI and SSI recipients are able to earn $40 more per month or $480 more per year without getting their benefits terminated.
So, having a Discontinued Service Retirement, collecting a SSD from Social Security Pays you way more than collecting a Disability from FERS and it is for the rest of your life. Collecting Disability from FERS and SSDI is only Temporary until age 62 then FERS recalculates your retirement (usually drops in payment) and your SSDI go to a normal Social Security withdrawal at age 62 amount.
For those who suffer from severe and permanent disabilities, there is no “expiration date” set on your Social Security Disability payments. As long as you remain disabled, you will continue to receive your disability payments until you reach retirement age. At that point benefits convert to retirement benefits and are payable until death.
Very true, I just got my denial letter from SSDI, and I have a heart condition, which the VA rated me at 60%.Also SSDI has different standards, it's more difficult to get than Fers disability. To get SSDI it's like saying your not capable of working anywhere due to disability.
you should hire a good SSDI attorney. Don't even mess with doing any of this by yourself (they will always skrew you over) Once you have a legit attorney that knows what they are doing, you will get results. attorneys know how the medical documents need to be written for medical diagnosis and most doctors don't know how to write things the right way so SSA will always kick you things back. I would hire an attorney and resubmit.....thats just me!!!