I am being put on TDRL at 70% DOD CZone PTSD with 21 years of AD service. Should I accept this or choose longevity retirement. This was the day that I was concerned about. All I wanted was my retirement but is it beneficial to take the latter?
70% DOD 100% VA W/21 years A/D
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I would accept but it shouldn't matter as you qualify for CRDP meaning you get your full pension + VA compensation. So not really any benefit that I can think of of accepting TDRL at 70%. Should get the same net amount between your pension and VA compensation.
TDRL when retirement eligible? Retirement eligible should be PDRL.
I was placed on TDRL at 70% DoD and about 22 years Active Duty service. The Air Force claimed that my MDD recurrent severe wasn't stable yet. I thought I would be placed on PDRL and was disappointed about TDRL. However, my therapist recently stated that they feel my condition is stable now. I will just have to be patient and wait for my re-evaluation.
I don't have time to search the current AFI, but that use to be a foul ball. The good thing is at 22 years your DoD can't drop below 55%.
Hello @SgtRockyBoulder ,
Ref: "I was placed on TDRL at 70% DoD and about 22 years Active Duty service."
It does not appear that this situation is going to affect the amount of pay you receive with CRDP. which you qualify for with 20 years or more of AD.
Your pay with 70%: average high three base pay x 70% = Gross retired pay. The gross retired pay will be reduced by the amount of VA compensation. There might be left over/residual retired pay you keep. CRDP will restore the longevity portion of retired pay, but the combination of residual retired pay and CRDP cannot exceed the longevity portion of retried pay. BOTTOM LINE: You will end up with the longevity portion of retired pay which is the result of AD years (or equivalent) x 2.5% = longevity multiplier (55% in chaplaincharlie's example). Average high three x longevity multiplier = longevity portion of retired pay. CRDP when combined with residual retired pay cannot exceed the longevity portion of retired pay.
Your pay with a DoD rating less than the longevity multiplier: You will receive longevity portion of retired pay as CRDP which is the result of AD years (or equivalent) x 2.5% = longevity multiplier (55% in chaplaincharlie's example). Average high three x longevity multiplier = longevity portion of retired pay. CRDP cannot exceed the longevity portion of retired pay.
Note: If you retired under the Blended Retirement Program, the multiplier is 2% rather than 2.5%.
Ron
Ref: "I was placed on TDRL at 70% DoD and about 22 years Active Duty service."
It does not appear that this situation is going to affect the amount of pay you receive with CRDP. which you qualify for with 20 years or more of AD.
Your pay with 70%: average high three base pay x 70% = Gross retired pay. The gross retired pay will be reduced by the amount of VA compensation. There might be left over/residual retired pay you keep. CRDP will restore the longevity portion of retired pay, but the combination of residual retired pay and CRDP cannot exceed the longevity portion of retried pay. BOTTOM LINE: You will end up with the longevity portion of retired pay which is the result of AD years (or equivalent) x 2.5% = longevity multiplier (55% in chaplaincharlie's example). Average high three x longevity multiplier = longevity portion of retired pay. CRDP when combined with residual retired pay cannot exceed the longevity portion of retired pay.
Your pay with a DoD rating less than the longevity multiplier: You will receive longevity portion of retired pay as CRDP which is the result of AD years (or equivalent) x 2.5% = longevity multiplier (55% in chaplaincharlie's example). Average high three x longevity multiplier = longevity portion of retired pay. CRDP cannot exceed the longevity portion of retired pay.
Note: If you retired under the Blended Retirement Program, the multiplier is 2% rather than 2.5%.
Ron
A note on the TDRL after 20 Years AFS. I am a little over 25 years AFS. I just got my 199 last week and I was recommended for TDRL with the following justification.
This Soldier's behavioral health condition is unstable because placement on the TDRL is required for behavioral health condition IAW DoDM 1322.18,
V-1, Enc. 4, para 1.d. (2) and 2.b, and 38 CFR 4.129
This looked like a canned statement, but the narratives for the unfitting conditions (PTSD/TBI) and the verbiage on the NARSUM pretty clearly indicate that the conditions are chronic and unlikely to improve.
James
This Soldier's behavioral health condition is unstable because placement on the TDRL is required for behavioral health condition IAW DoDM 1322.18,
V-1, Enc. 4, para 1.d. (2) and 2.b, and 38 CFR 4.129
This looked like a canned statement, but the narratives for the unfitting conditions (PTSD/TBI) and the verbiage on the NARSUM pretty clearly indicate that the conditions are chronic and unlikely to improve.
James
You can request a FPEB and show that it should be PDRL. Since you will net the same amount regardless I am not sure why i would matter.
@Provis
My apologies,
I didn't intend for it to appear that I was hijacking the thread. I just found the statement and references intriguing and thought it added to the original post.
As you said, I won't be requesting FPEB or VARR because it doesn't make any sense under my specific circumstances. My unfitting conditions were V coded as a result of combat related injury, which provides tax benefits. Proposed ratings are DOD 70% / 100% P&T VA with SMC-K and SMC-S. No need to calculate CRSC as it is unlikely that I could make more. CRDP is a given so I will end u with my YOS pay plus VA pay.
My apologies,
I didn't intend for it to appear that I was hijacking the thread. I just found the statement and references intriguing and thought it added to the original post.
As you said, I won't be requesting FPEB or VARR because it doesn't make any sense under my specific circumstances. My unfitting conditions were V coded as a result of combat related injury, which provides tax benefits. Proposed ratings are DOD 70% / 100% P&T VA with SMC-K and SMC-S. No need to calculate CRSC as it is unlikely that I could make more. CRDP is a given so I will end u with my YOS pay plus VA pay.
Hello @Shmoe
You are correct that CRDP is a given if you have 20 years AD or equivalent. You could not make more with CRSC, but you could make less. CRSC cannot exceed the longevity portion of retired pay. And...if the approved CRSC percentage equates to an amount less than the longevity...that would be used instead--resulting in lost money. CRDP restore the longevity portion of retired pay.
CRDP is taxable.
CRSC is nontaxable.
Ron
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I agree. I know that compensation wise I'll be fine. I was just very surprised and upset about being placed on TDRL. Initially I was going to appeal, but didn't think it was worth it. Also, I didn't want to prolong the IDES process. I feel like being on TDRL that I'm not totally free from the Air Force. Even though I retire next week. I'll just have to be patient and wait for my first re-evaluation.
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PTSD is rarely put on PDRL. The assumption is that once your are out you will improve and that your current status will change. If you have the medical records to back it up that the condition is stable you can always appeal to FPEB and you have a good chance getting it changed to PDRL instead of being put on TDRL. However, if you have over 20 years active service then you get CRDP and so it isn't as scary. The scary situations is TDRL with less than 20 years. The reason is that your rate could be lowered and then put on PDRL and then its a fight with less protections at that point. Also, its not fun having a 3 year period where you have that doubt about your financial future could change based on what your final rating would be. I am all for fighting for everything to be done correctly but if there is no financial benefit then who cares? I mean if you had TDRL and 20 years active you could not even pay attention and not show up for TDRL exam and it wouldn't matter since you have a regular pension + CRDP and possibly CRSC.
You're absolutely right. That's why I didn't appeal the TDRL decision because it would not have been worth it. I'm grateful that I was Med Boarded with over 21 years of service, so I had nothing to lose.
Is that still the case for Depression & PTSD? I was told they have to be TDRL.
MH conditions are often assigned to TDRL.
How long were you in and which branch?
5 years USMC and 17 with the Army
If the application is approved, which is by the service, upon receipt DFAS will automatically pay the higher amount.
--CRDP can be higher than CRSC, but never lower
--CRSC can be equal or less than CRDP, but never higher
Both CRDP and CRSC when combined with left over (residual) retired pay, cannot exceed the longevity portion of retired pay for CH 61 retirees. For clarification, one cannot be paid CRDP and CRSC simultaneously.
Ron