Can someone help me with a CRSC estimate?

[shimaze]

CRSC is there to recoup money lost due to VA offset. So if you are maxed out at longevity then you are maxed out. A higher DOD% wouldn't help unless you were a high ranking officer.

Thanks for the reply, but how does rank factor into CRSC and what is VA offset? I think, but don’t know for sure, VA offset is one of those elusive terms often used to describe retirement pay that is forfeited because the VA disability pay is higher. I guess some retirees get more retirement pay than the $4000 100% VA pay because they have more years and make more money in the higher ranks. I guess when this happens, it is called VA inset?

All I know is that MyPay on DFAS says $1045, but I guess it should just say 10 years at E-4? I would think that the $1045 would be higher if my DOD% was 80% instead of 40%, since somehow the DOD% is supposed to factor in somewhere? The calculator says I get more at 30% than I do at 40%. In 2027, when the yeast rises on my CRSC claim and the Navy finally decides to process my CRSC claim, I will not trust their numbers. I have asked professors with a Master’s in Mathematics and they can’t understand CRSC either. Too many terms, factors, and calculations at will to get even a ballpark on CRSC. It seems as if the only thing to do is look at the CRSC pay chart and cross reference E-4 with 10 years and let it rest at the longevity pay because nothing else matters. DOD% and VA% are factors used in the calculation, yet somehow have no effect on CRSC. I feel like I am laming for a duck that has already been shut.

 

[Provis]

Thanks for the reply, but how does rank factor into CRSC and what is VA offset? I think, but don’t know for sure, VA offset is one of those elusive terms often used to describe retirement pay that is forfeited because the VA disability pay is higher. I guess some retirees get more retirement pay than the $4000 100% VA pay because they have more years and make more money in the higher ranks. I guess when this happens, it is called VA inset?

All I know is that MyPay on DFAS says $1045, but I guess it should just say 10 years at E-4? I would think that the $1045 would be higher if my DOD% was 80% instead of 40%, since somehow the DOD% is supposed to factor in somewhere? The calculator says I get more at 30% than I do at 40%. In 2027, when the yeast rises on my CRSC claim and the Navy finally decides to process my CRSC claim, I will not trust their numbers. I have asked professors with a Master’s in Mathematics and they can’t understand CRSC either. Too many terms, factors, and calculations at will to get even a ballpark on CRSC. It seems as if the only thing to do is look at the CRSC pay chart and cross reference E-4 with 10 years and let it rest at the longevity pay because nothing else matters. DOD% and VA% are factors used in the calculation, yet somehow have no effect on CRSC. I feel like I am laming for a duck that has already been shut.

That's not how it works. Your can't get more than the value of your VA Disability + earned pension. Since you had e4 pay at 10 years which is 25% of your base pay the value probably is $1,045 a month. You are maxed out. Getting a higher DOD % would not net you any more pay. Your CRSC would be reduced if your chapter 61 pay were increased. Now knowing your cap you can know that there isn't anything for you to do. You are maxed out. CRSC was created to help Soldiers get back the value of their earned pension that was lost due the VA offset that is required if you don't reach 20 year retirement.

 

[edwards7986]

The calculator looks like it really wants your High 3 and not the RAS amount. Your high 3 is the highest 36 months of pay averaged together, even if you were reduced in rank etc your high 3 uses the actual 36 months of highest pay so if you were an E4 for your 3 years and then the last year of service you were reduced to E3... your pay is still based on those 3 years or 36 months as an E4.

I didn't make that calculator so I may be wrong, but the best way to determine your Length of Service cap is by determining your actual high 3 so if you got 40 percent, the number on your RAS is showing 40 percent of your high 3. if you had 30 percent that number would be 30 percent of your high 3... meaning your high 3 would be a higher amount. Hope that makes sense.

it wants the ras, he doesnt know his high 3. the calculator uses the current ras and the dod percentage

 

[edwards7986]

The SSN, bank information, and the address is changed to prevent identity theft, but otherwise all of the other information is legit as printed from DFAS. I figured the too many girlfriends would give it away! Thanks for the reply and the estimate. Why does the calculator say my amount is more if I use a 30% DOD as a multiplier in the calculator?

30% DOD = $871
40% DOD = $653


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it does this because looking at the message for your cap, you are capped by the years of service portion of your retirement, the years of service portion of your retirement is less if your ras is 1045 at 40 percent vs 30 percent if that makes sense. in other words your high 3 is higher with a ras of 1045 at 30 percent vs 40 percent, so in effect so is your years of service portion is higher at 30 percent dod with that ras also. i know it seems convoluted, but would make perfect sense if i was any good at explaining things.

 

[edwards7986]

If my DOD% was higher, would my high 3 be higher and possibly increase my CRSC pay? Playing with and lowering the DOD% in the calculator sure is confusing and makes it look like a Chapter 61 is better off with a lower DOD%. It may better to mention this problem in the description instead of talking about wieners!

The reason I ask is that I found a mistake in my PEB. The Navy did not rate me on any mental health disabilities even though I was under the care of a psychologist, diagnosed with depression, and prescribed anti-depressants while on active duty. None of this was ever considered when I went in front of the medical evaluation board or when I appealed my TRDL board decision in 2003. Way back in 1998, no one ever paid much attention to mental health issues. I know it is a looonng shot, but if I were successful correcting the record and increasing the disability percentage when I was Chapter 61 medically retired, would it increase my CRSC pay? Or am I always and forever limited to amount provided by the longevity cap of 10 years active d

your high 3 would be the same but your ras would be higher. i think your confusion with the calculations is you are leaving the ras the same and simply changing the dod percentage, so increasing the dod percentage and leaving the ras the same is saying your high 3 is acutally lower. so a crsc award capped by years of service is actually lower with an increased hypothetical dod percentage. the calculator is calculating your high 3 based on your ras and dod percentage.

 

[edwards7986]

I guess there is no way I can calculate my CRSC because my CRSC amount is based on my pay was 27 years ago. It looks like the base pay for an E-4 in 1998 was $1434 compared to $3675. That is a $2241 difference in pay. Since the high 3 mandates using the last 36 months of pay, I am screwed because my last 36 months was a 1/4 century ago. Apparently, it is not as simple as looking up the latest pay chart and using that amount in the calculator. Nothing in the high 3 allows for an adjustment for inflation for a legacy calculation. The high 3 is the last 36 months of pay no matter how old the pay is. Eat it what you got even if it has expired, I guess.

Making matters worse, the lower the DOD, the higher the CRSC. Logic dictates the more severe the disability at retirement, the higher the pay would. But the calculator says otherwise. Glad I wasn’t 50% or my pay would be even lower. And then there is this mystery RAS number? Seemingly a randomly generated number placed in the box with no meaning because I wave all of my retirement pay anyway. When I was medically retired in 1998, there was no such thing as CRSC.

And then there is that cap based on years of service. A 10 year Chapter 61 only gets 25% (10x2.5). Yet, the dfas.mil says: “The multiplier for disability retired pay is either 2.5 percent for each year of service, or disability percentage assigned by the service at the time you retire. So I guess the cap uses the lowest amount? A 100% DOD gets the same as a 50% DOD, because they both served the same 10 years and are capped at 25% regardless of the DOD? If a Chapter 61 had 16 years of service and had a cap of 40%, if they got a 30% DOD would their retirement pay be based on 30%?

Has anyone applied for CRSC for a Chapter 61 retirement from decades ago? How did you calculate your pay if you lost your LES statements? Nowadays, current retirees walk out the front gate with their CRSC and VA disability already determined.

the calculator will give you a current estimate. the reason it does this is because using the gross pay from your current dfas statement it is accounting for cola increases over the years.