CRSC Calc Question

Buck Nasty

Buck Nasty

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PEB Forum Veteran
Registered Member
Good afternoon, I just got approved for CRSC @ 90%!

I have a CRSC Calculation question as I'm reviewing the award packet from the Army. Below are my current pay details:

DOD High 3 base pay = $7318.67
DOD Rating 90% (Capped @ 75%) = $5489
VA Disability waiver = $4,413.63
DOD after Waiver = $1075.37

Retirement points: 3604 / 360 = 10.01 years

In the decision letter I see the following on the last DFAS pages:
SVC PCT MULT 140210
SVC RET TRF 140210
TOT ACT SVC 140210

On my medical retirement orders, it states "Total Service for Disability Retirement IAW 10 USC 1208: 14 Years, 02 Months, 10 Days.

With regard to calculating my CRSC payment, does my longevity come from my retirement points / 360 or the 14 years 2 months 10 days?

The calculator comes out with these calcs:
3604 / 360 = 10.01 years = $768.91
14 years, 2 months, 10 days = $1516

It's quite the difference, and I'd love to be super optimistic, but I imagine it's just the 10 years and not the 14 years.

Thank you for your help!
 
Sorry to be the bearer of bad news, but it's the total points / 360
 
:(:(:(

You are not a bearer of bad news, only the truth. Thank you for your response!

So, let's say the Major Richard Star Act passes, or I make it to age 58.5 when I'm eligible for my gray area retirement, am I still capped at this exact same amount?
 
MRSA is still a big unknown but my gut feeling is that it'll be limited based on longevity as well. As for reserve retirement, apply as per usual, it will still be capped by the same amount, the difference being is that it'll be taxable vs CRSC, so you may still be better off continuing with what you're getting. Here's the one issue to be wary of: early reserve retirement's Tricare is NOT reduced cost like you currently have now or will have at age 60. When the early reserve retirement was passed it did NOT have a provision for Tricare, just the retirement pay. Tricare Reserve Retiree's cost is basically COBRA and definitely not worth switching for that. I know this as I could have taken my reserve retirement at 52.5 but waited until 60.
 
Thank you again!

I am a Chapter 61 retiree, so I assume I'll be set on Tricare Select until at least 65 right? I don't see anything telling me I need to switch, but I'm not 100% on that.
 
Buck Nasty said:
Thank you again!

I am a Chapter 61 retiree, so I assume I'll be set on Tricare Select until at least 65 right? I don't see anything telling me I need to switch, but I'm not 100% on that.
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Yupppers, that's what I'm on :) Your ID card will expire just before you turn 65, that's how you'll know you're switching to Tricare For Life
 
Quick Update: yesterday I received my "How we calculated your CRSC" from DFAS and they did end up using my Total Service for Disability Retirement value of 14 years 2 months and 10 days!
 
Buck Nasty said:
Quick Update: yesterday I received my "How we calculated your CRSC" from DFAS and they did end up using my Total Service for Disability Retirement value of 14 years 2 months and 10 days!
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Just be wary of that calculation: did you have 14 years active duty time or was it your total time to include reserve time, i.e., I had 33y 2m 15d, but it got pared down to 15+ years
 
RetiredColonel-MikeT said:
Just be wary of that calculation: did you have 14 years active duty time or was it your total time to include reserve time, i.e., I had 33y 2m 15d, but it got pared down to 15+ years
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I am leery about it to be honest. I don’t know where that number came from other than it was on my orders at retirement. Are you thinking it could change at some point?
 
Buck Nasty said:
I am leery about it to be honest. I don’t know where that number came from other than it was on my orders at retirement. Are you thinking it could change at some point?
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Someone screwed up in the personnel office, just put the difference away into an interest-bearing account so that when/if they come get it, you're not caught in a deep hole
 
When you first got retired, DFAS sent out a letter stating "welcome to the retired roll of the US Army." It had a page called "SUMMARY OF RETIRED PAY ACCOUNT" where it calculated Method A or Method B for your retired pay. Method A was the ch 61 DoD % payment, and Method B was your longevity "percent multiple". Maybe check that document to see what Method B shows. It would be what they originally calculated your longevity pay as.

If its 10 yrs, the multiplier would show around 25%.
If its the 14 yrs etc, the multiplier would show around 35%.
 
Interesting, I was out of town for a few months when I retired, so I don't recall a "SUMMARY OF RETIRED PAY ACCOUNT" letter. I'll call DFAS today and see if I can get a copy.

Thank you for this, I'll see if I can track Methods A and B down.
 
MrChiefWarrant said:
When you first got retired, DFAS sent out a letter stating "welcome to the retired roll of the US Army." It had a page called "SUMMARY OF RETIRED PAY ACCOUNT" where it calculated Method A or Method B for your retired pay. Method A was the ch 61 DoD % payment, and Method B was your longevity "percent multiple". Maybe check that document to see what Method B shows. It would be what they originally calculated your longevity pay as.

If its 10 yrs, the multiplier would show around 25%.
If its the 14 yrs etc, the multiplier would show around 35%.
Click to expand...
Ok, DFAS sent the Method A and B sheet. They definitely used 14 years 2 months in my calculations. I just don’t know where the 14 years came from since I only have 3604 points.
 
I mean blessing in disguise? That's a nice chunk of change difference. I never really saw the points they used for me. I just looked at my pts sheet before i stopped going to drill, and figured they get close. They calculated it to be less for me by 0.06% from what i was expecting, but a difference of 10% is crazy. grats!
 
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