I am title 32 dual status that was found medically unfit. I have over 15 years active duty time but my HRO is saying I will have a gap in benefits until it is adjudicated on the tech side and I will be on my own for benefits and pay until there is a decision! I have been through the whole PEB process and have all the documentation. No accommodations can be made. Why would I not be covered for the 3-6 months they take to rule on this?