Hey yall, I was helping my out a couple people with their CRSC claim, one had a good question even I couldn’t find, Is there a cap to CRSC, for reference let’s say someone did 10 years and is 100%P&T, does it matter the percentage of CRSC he receives? As in anything over let’s say 70 percent? Or even 60? Let’s say they get 100%, does it matter? The threshold of receiving benefits stop at a certain percentage is what I’m asking I guess. I’m just curious as I have been helping a couple people out with their claim.
Is there a cap to CRSC..
- Thread starter BigV
- Start date
There are multiple caps. The most common cap is your earned pension. So if you served 10 years and are legacy pension then your pension value is 25% of your high 3. If your high 3 was $5,000 then your pension was worth $1,250. If your entire chapter 61 pension was offset completely by VA compensation then that $1,250 is the amount you are losing. So that is the max you can get. If your CRSC % pays $1,250 or more you get $1,250.
If you served 20 years and have CRDP then CRSC isn't helpful for most. There is no difference in pay as you already are getting the full value of your pension + VA compensation. So for those who served 20 or more years the only way CRSC can help is by taxes. If you can get CRSC % equal your VA pay then you take CRSC and it offsets your taxable income.
You can never get more than the value of your earned longevity pension + VA compensation unless you fit a very narrow group of Soldiers who served in the Guard/Reserves and are high ranking officers with very little points.
So for your case just calculate your pension value you earned through serving. If your Chapter 61 pay + VA compensation is less than your earned longevity pension + VA compensation then you are losing compensation due to the VA offset. You want to try to get CRSC to claw that amount back. There are many Soldiers who can't get any CRSC since they maxed out already. It primarily helps Soldiers who's entire chapter 61 pension was offset by VA compensation leaving them with only VA pay and no pension payment. That earned pension is what you are trying to recoup.
Ahhhh ok this was informative. Thank you sir. . Just trying to help out other vets.