calculating my retirement points to ensure I have enough points for 20 years

Hello @BDUBL ,

Some of the SMEs for that subject are: @Guardguy11 and @Provis

You can discuss this matter with the Human Resource Command (if you are Army) at
RPMD Retirement Points Team
[email protected]
PHONE 502-613-5977

Ron
 

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According to the way I read it for a disability retirement all points count IDT, AS, and Membership (7200 Points).

I should be GTG they have even closed my LOD yet. I am at 7161 total points. As long as DOD finds me 50% (which they should with my injuries) I should draw Concurrent retirement pay and VA


Thanks for the help!
 
Recommend:
RPMD Retirement Points Team
[email protected]
PHONE 502-613-5977
(if Army)

The other services should have a similar team.

Ron
 
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Obviously, this is not my expertise as I was not in the reserves. However, With multiple opportunities to earn points, a participating member of the selected reserve normally can accrue the requisite 50 points per year and thus earn a qualifying year for retirement. The maximum number of points per year, exclusive of active duty, has varied over time but is currently capped at 130 points. When active duty points are added to this total, the reservist cannot earn more than 365 points a year. The number of points is critical in determining both the number of years of qualifying service and the number of equivalent years of service for retired pay calculation purposes.

Your career points total includes points in excess of 365 in certain years. The 6904 points for retired pay, does not include those "excess of 365 points."

Ron

Edited to add: Recommend reading Jason Perry’s comments within this thread: LINK <——
 
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BDUBL said:
According to the way I read it for a disability retirement all points count IDT, AS, and Membership (7200 Points).

I should be GTG they have even closed my LOD yet. I am at 7161 total points. As long as DOD finds me 50% (which they should with my injuries) I should draw Concurrent retirement pay and VA


Thanks for the help!
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Additional information from the Human Resources Command is at
LINK Career Points Vs. Points for Retirement <—-LINK


What is the difference between CAREER POINTS and POINTS CREDITABLE FOR RETIREMENT?

In many instances a Soldier earns more retirement points (Career Points) than authorized (Creditable for Retirement); take for example the Active Guard Reserve Soldier will earn 380 points per year, 365 active-duty points and 15 membership; only 365 are creditable for retirement.

There has also always been a Max IDT points authorized. Many Soldiers went over the MAX IDT is past years. I have attached AR 140-185, please review Chapter 2-1

1405 service is only used for Disability Retirements and calculations after a Soldier reaches 20 AFS.

For Non-Regular retirement, the IDT points are already being used to earn the 20 Qualifying years of service, 20 years in which 365 days were served and 50 retirement points were earned.


Respectfully,

Dawn M. Haines, SPHR

Supervisor
Ron
 
BDUBL said:
View attachment 8769
What colum on my NGB 23Ado I go by for the 7200 points?
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I went through this in 2017. They use the total points for retirement column, not total career points. If you're reserve and get 30% DOD or higher you know what it is. If not then could be looking at severance.
 
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macjac69 said:
I went through this in 2017. They use the total points for retirement column, not total career points. If you're reserve and get 30% DOD or higher you know what it is. If not then could be looking at severance.
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I agree with @macjac69 ; however, if I was a reservist or NG in search of confirmation of “Do I have enough points?” I would request something in writing from the the Human Resource Command (if Army) attesting to that status.

One can find various positions on this matter on the Internet.

Good luck and please continue to report your progress.



Ron
 
I’m no expert, but was Air Guard and they used retirement points for me, not total. I had 7800 retirement points (5800 active, no 1405). I did have some residual/offset pay, but did not receive CRDP until my reduced retirement age. I questioned DFAS twice on this subject, but to no avail. There are others on several forums who received full, right out of the chute.

I had it explained the 7200 points to mean I did not have to make the 30% threshold to receive a disability retirement, meaning the act of being retired vs CRDP (full retirement pay). Not sure if that makes sense.
 
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