Need help with CRSC Calculation

L

LTsamuel2020

PEB Forum Regular Member
Registered Member
I’m medically retired combat exempt Navy at 70%. I finally just received my CRSC determination letter. I was awarded 70%.

My retirement pay is $5815
I receive $2606
VA is 90% at $2209

I’m trying to figure out what my actually CRSC will be, I’ve received multiple numbers and not sure which is accurate. I appreciate it.
V/r,
Benjamin
 
LTsamuel2020 said:
I’m medically retired combat exempt Navy at 70%. I finally just received my CRSC determination letter. I was awarded 70%.

My retirement pay is $5815
I receive $2606
VA is 90% at $2209

I’m trying to figure out what my actually CRSC will be, I’ve received multiple numbers and not sure which is accurate. I appreciate it.
V/r,
Benjamin
Click to expand...


Hello,

The following is needed for someone to compute your CRSC in the PEB forum:
Needed within one reply:
--Average high three for basic pay (total of the highest 36 months of pay divided by 36) As an alternative (and better) cite the gross retired pay on the most recent DFAS RAS. Indicate which you are furnishing.
--DoD disability percentage
--Active duty years and months (or active duty equivalent for RC members)
--VA compensation
percentage;
amount;
dependents by category;
and ages of dependent children.
Also provide information pertaining to any SMCs you receive.
--Projected or approved CRSC percentage by your service.
--Whether you qualify for another type retirement and whether you transitioned to the blended retirement system
--Did you receive a REDUX/CSB payment?
--Did you accept the Blended Retirement program option?

---
Ron
 
RonG said:
Hello,

The following is needed for someone to compute your CRSC in the PEB forum:
Needed within one reply:
--Average high three for basic pay (total of the highest 36 months of pay divided by 36) As an alternative (and better) cite the gross retired pay on the most recent DFAS RAS. Indicate which you are furnishing.
--DoD disability percentage
--Active duty years and months (or active duty equivalent for RC members)
--VA compensation
percentage;
amount;
dependents by category;
and ages of dependent children.
Also provide information pertaining to any SMCs you receive.
--Projected or approved CRSC percentage by your service.
--Whether you qualify for another type retirement and whether you transitioned to the blended retirement system
--Did you receive a REDUX/CSB payment?
--Did you accept the Blended Retirement program option?

---
Ron
Click to expand...

High 3 = $7345 / 36 = 204.03
DoD percentage is 70%
Reserve active duty = 12.5 years
VA comp is 90% at $2209
Spouse with 2 children
CRSC is 70%
I’m not in BRS
Did not receive REDUX/CSB

My DoD retirement pay is $5815 a month minus VA $2209 and SBP, comes to $2606 a month.

Thank you,
Benjamin
 
LTsamuel2020 said:
High 3 = $7345 / 36 = 204.03
DoD percentage is 70%
Reserve active duty = 12.5 years
VA comp is 90% at $2209
Spouse with 2 children
CRSC is 70%
I’m not in BRS
Did not receive REDUX/CSB

My DoD retirement pay is $5815 a month minus VA $2209 and SBP, comes to $2606 a month.

Thank you,
Benjamin
Click to expand...
Hello,

Note: High three is the total of the highest 36 months of pay divided by 36.


Starting over, using the RAS recently posted:

1. 5185 / 70% = 7407 high three
2. 5185 - 2238.18 = 2946.82 residual retired pay
3. Active duty 12.5 yrs (12 yrs 6 mo) x 2.5% = 31.25% longevity multiplier
4. 7407 x 31.25% longevity = 2314.69 longevity portion of retirement
5. Your residual retired pay exceeds the longevity portion of retired pay
6. The combination of residual retired pay and CRSC cannot exceed the longevity portion of retired pay.
7. CRSC = zero

Ron

Added:
Special Rules for Chapter 61 Disability Retirees: According to law, members retired for disability under Chapter 61 of title 10 United States Code must have the CRSC entitlement limited to an amount that when combined with any military retired pay remaining after offset for VA disability compensation will not exceed the retired pay they would otherwise be entitled to for retirement computed for years of service (i.e., 2 1/2 percent x years of service x pay base).
 
Last edited:
Did I read this correctly? So since I was granted CRSC at 70% I’m not receiving anything at all?
 
LTsamuel2020 said:
Did I read this correctly? So since I was granted CRSC at 70% I’m not receiving anything at all?
Click to expand...
Yes, because your residual retired pay by itself, exceeds the dollar amount of the longevity portion of retired pay. The fact your CRSC is 70% has no bearing on the determination. The same would be true if your CRSC rating was 10% or 100%. Your residual exceeds the longevity.

You provided 12.5 AD years; I infer that was your active duty equivalent as well if you were a reservist.

I can provide the law if you are interested in reading it.

Ron
 
DoD 7000.14-R Financial Management Regulation Volume 7B, Chapter 63
VOLUME 7B, CHAPTER 63: “COMBAT-RELATED SPECIAL COMPENSATION (CRSC)”
FMR Formatting Template (defense.gov) <---LINK

630805. CRSC Payment Reduction for 10 U.S.C., Chapter 61 Disability Retirees

2. Members retired for disability under 10 U.S.C., Chapter 61, with less than 20 years of creditable service computed under 10 U.S.C. § 1208, and who are qualified for CRSC, on or after January 1, 2013, will have the maximum CRSC payment restrictions. The CRSC payment amount, which when combined with any remaining retired pay after VA offset, will not exceed the amount that is equal to 2½ percent of the member’s years of creditable service multiplied by the member’s retired pay base under 10 U.S.C. § 1406(b)(1) or 10 U.S.C. § 1407, whichever is applicable to the member.

Ron
 
RonG,

I’ve been following a lot of your post assisting mbrs with CRSC/CRDP. I’m having a hard time understanding the benefits of medical retirement at 20+yrs if you qualify to choose either.

Thanks in advance.
 
wallys1025 said:
RonG,

I’ve been following a lot of your post assisting mbrs with CRSC/CRDP. I’m having a hard time understanding the benefits of medical retirement at 20+yrs if you qualify to choose either.

Thanks in advance.
Click to expand...
Hello Walley,

A few comments follow:

If you receive a medical retirement, but if you qualify for CRDP due to having a VA rating of 50% or more (and you have 20+ AD service) you will receive:
a. The longevity portion of your retired pay (example: 20 yrs x 2.5% x average high three for retirement = CRDP) plus you VA comp
b. If you have residual retired pay remaining after the waiver of retired pay in the amount of VA comp, the combination of residual retired pay and CRDP cannot exceed the dollar amount of the longevity portion of retired pay.

Some others might chime in, but as far as finances go, I see little benefit from a medical retirement if one is eligible for CRDP via a regular retirement. TRICARE is a benefit for both disability and regular retirements (and RC).

Back to your question: If you received a CH 61 retirement and did not quality for CRDP (via another type retirement), you would receive the following:
--VA compensation
--You retired pay would be reduced by the amount of VA compensation, but there would not be CRDP to restore the amount waived.

Ron
 
So once you hit your "retirement age" you would then receive both your full DoD retirement and VA correct?
 
Hello @LTsamuel2020 ,

Re: "So once you hit your "retirement age" you would then receive both your full DoD retirement and VA correct?"

I infer you are speaking of a Reserve Retirement or NG Retirement since there is no age requirement for regular retirements.

The answer is yes, you will receive all your VA compensation and the dollar amount of the longevity retirement (i.e., active duty equivalent years x 2.5% x average high three base pay)

You will have to apply for the RC retirement approximately 6-12 months prior to the date you will be eligible. It is not automatic. That approved retirement will trigger DFAS' payment of CRDP (longevity amount).

Ron
 
I medically retired, I went through the active duty IDES/PEB process. Would that make me eligible for CRDP now? Or do I have to wait until I hit the required age? All of that time was on active duty, my total time was 23 years with active and reserves.
 
LTsamuel2020 said:
I medically retired, I went through the active duty IDES/PEB process. Would that make me eligible for CRDP now? Or do I have to wait until I hit the required age? All of that time was on active duty, my total time was 23 years with active and reserves.
Click to expand...
Hello,

Eligibility for CRDP
You must be eligible for retired pay to qualify for CRDP. If you were placed on a disability retirement, but would be eligible for military retired pay in the absence of the disability, you may be entitled to receive CRDP.

Under these rules, you may be entitled to CRDP if…

1. you are a regular retiree with a VA disability rating of 50 percent or greater. (Regular retirement is 20+ years of active duty; it is not 20 good years used by RC)

2. you are a reserve retiree with 20 qualifying years of service (good years), who has a VA disability rating of 50 percent or greater and who has reached retirement age. (In most cases the retirement age for reservists is 60, but certain reserve retirees may be eligible before they turn 60. If you are a member of the Ready Reserve, your retirement age can be reduced below age 60 by three months for each 90 days of active service you have performed during a fiscal year.)

3. you are retired under Temporary Early Retirement Act (TERA) and have a VA disability rating of 50 percent or greater. (not applicable here)

4. you are a disability retiree who earned entitlement to retired pay under any provision of law other than solely by disability, and you have a VA disability rating of 50 percent or greater. You might become eligible for CRDP at the time you would have become eligible for retired pay. The bolded section refers to qualifying under item 1 or item 2).

Based on the new info you provided, you are not eligible for CRDP at this time, but will qualify with a reserve retirement if you have 20 good years and a 50% or more VA rating. You will have to apply for the reserve retirement once you are close to the age requirement.

Ron
 
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